Summers_rj Posted January 31, 2008 Report Share Posted January 31, 2008 I sent a DV CMRRR to the CA who was First Resolution Investment Corporation Assignee of Providian. Also, disputed on all three CR. I did this about 2 weeks ago. Haven't received my green card back from them. Now today, I get a letter stating this has been turned over to Rausch. They state what the account balance is (3336.91), but then state that I have not paid on it since Dec. 31, 2004, but the full amount isn't owed (only $1286). Right!!! SOL in WI is 6 years, so no luck with that. Anyways, anyone have any ideas on how to deal with these. It says that we have the 30 days....blah, blah, blah. They state they will either obtain verification of the debt which is the name and address of the original creditor if different from the current creditor. OR they will obtain a copy of a judgment.I looked through the old threads, but didn't find any recent info about them. I did read on a different site that they are NASTY, but most are.Anyone know anything of this company or what I should do next?? Link to comment Share on other sites More sharing options...
mathis9394 Posted January 31, 2008 Report Share Posted January 31, 2008 Wish I never dealt with these people. They say they will settle per their client. You pay thinking its taken care of and lo and behold, the remaining balance is still being shown on credit report. Link to comment Share on other sites More sharing options...
VeVe Posted January 31, 2008 Report Share Posted January 31, 2008 .. Link to comment Share on other sites More sharing options...
Summers_rj Posted January 31, 2008 Author Report Share Posted January 31, 2008 So, do you think I should DV these "attorneys" since I have the 30 days as stated in their letter. Do you think by doing so they will slap on a judgement?? Or do I work on a settlement?? Link to comment Share on other sites More sharing options...
2001Badyear Posted January 31, 2008 Report Share Posted January 31, 2008 They can't just "slap on a judgement". They have a process to go through to accomplish this, not the least of which is actually going to court. Are you even sure they are legally allowed to collect from you in your state and for the OC?I'd DV to see what they have.As is so often the case, without more detailed information, like timelines, OC, DOFD it's hard to gauge your situation. Link to comment Share on other sites More sharing options...
Summers_rj Posted January 31, 2008 Author Report Share Posted January 31, 2008 Thanks for your help. Yes, they can legally collect in my state (we're both from WI). DOFD is December 2004. SOL in WI is 6 years. OC is Providian - then went to First Resolution Management and now to Rausch, S, I & H.I have a DV letter ready to be sent out tomorrow. Would be alright to include the DV letter that was sent to their client, 1st Resolution?? They never responded, but instead sent the debt to these attorneys. Link to comment Share on other sites More sharing options...
2001Badyear Posted January 31, 2008 Report Share Posted January 31, 2008 Providian went belly up. You may wish to find out if they (these CA's) can tie you to this debt at all as I suspect the paperwork is gone. Not sure, but worth looking at. Look around (search) for Providian threads here. Link to comment Share on other sites More sharing options...
Recovering Attorney Posted January 31, 2008 Report Share Posted January 31, 2008 You tell them that by ignoring your DV, teh client violated teh FDCPA, so if these bozoz sue you they and the client will responsible for your defense and your damages. Then ask for validation. And start trying to figure out how much you can come up with if they actually do sure you. Link to comment Share on other sites More sharing options...
trueq Posted January 31, 2008 Report Share Posted January 31, 2008 Nothing.They do not answer DV's in my experience. I can't wait until they sue me. Link to comment Share on other sites More sharing options...
NASCAR_Devil Posted January 31, 2008 Report Share Posted January 31, 2008 Thanks for your help. Yes, they can legally collect in my state (we're both from WI). DOFD is December 2004. SOL in WI is 6 years. OC is Providian - then went to First Resolution Management and now to Rausch, S, I & H.I have a DV letter ready to be sent out tomorrow. Would be alright to include the DV letter that was sent to their client, 1st Resolution?? They never responded, but instead sent the debt to these attorneys.Are RSI&H collecting on behalf of FAIC or is FAIC completely out of the picture? Link to comment Share on other sites More sharing options...
Summers_rj Posted February 3, 2008 Author Report Share Posted February 3, 2008 They are collecting "on behalf of their client". It states in their letter that any/all correspondence needs to go through them. Also, that I need to pay them and not their client. I am sending out my letter on Monday for sure with some others to other places. Link to comment Share on other sites More sharing options...
NASCAR_Devil Posted February 5, 2008 Report Share Posted February 5, 2008 They are collecting "on behalf of their client". It states in their letter that any/all correspondence needs to go through them. Also, that I need to pay them and not their client. I am sending out my letter on Monday for sure with some others to other places.So you're dealing with the collector for the JDB. I would DV them and FAIC and monitor credit reports. Not sure if this law office is related to Giove but you could be in this for the long haul. Link to comment Share on other sites More sharing options...
billy99 Posted March 18, 2008 Report Share Posted March 18, 2008 Send out that letter for dv, more than likely they brought the supposed debt, and are collecting for themselves. So maybe there is a question of misrepresentation also. Link to comment Share on other sites More sharing options...
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