What to do when cra's list wrong amount?

Recommended Posts


I recently viewed my cr and found that 2 cra's list a balance of $600 while the other cra list it as $606. A ca is reporting this account. Do I dispute on the basis of wrong amount?? All input is greatly appreciated.


Link to post
Share on other sites

"...ask that the update all credit reports..."

An update on a defaulted account (collection or charge off) may cause a significant drop in your scores.

When you dispute, in response to your request for clarification, the Data Furnisher will update...see above.

If you pay, or make a partial payment, the DF will update the TL to reflect the new balance...see above.

Some DF's have a business policy of updating all TL's regardless of status (like Crap One)...see above.

Forewarned is forearmed.

Link to post
Share on other sites
This topic is now closed to further replies.