Fairy Enchantress Posted March 8, 2008 Report Share Posted March 8, 2008 I received this letter. I did a search on the internet and did not find much about them. Are they collecting our info for Visa or are they an actual credit bureau? I also thought it was weird that they will accept Medicare health insurance card as proof of identity.Here is the letter....ADVANCED RESOLUTION SERVICES, INC. 6111 Oak Tree Blvd, Suite 400 Independence, Ohio 44131 Dear : Advanced Resolution Services ARS is a consumer reporting agency subsidiary of Visa U.S.A that. assists financial institutions in evaluating risk, minimizing losses, and analyzing cardholder accounts. The federal Fair Credit Reporting Act (FCRAl permits ARS to provide certain types of consumer information to those financial institutions for specific purposes allowed by the FCRA In accordance with the Colorado Consumer Credit Reporting Act (CCCRA) enacted July 31,1997, ARS is required to notify you of certain changes to the information ARS provides about you to financial institutions (this information is called your ARS consumer report) within one year of the change. More information about the CCCRA and your rights under the CCCRA is attached. Between February 01,2007 and January 31,2008, the following information was added to your ARS consumer report: • At least 10 issuer request(s) for a copy of your ARS report If you would like to receive a copy of your ARS consumer report, which discloses all of the information in our files associated with your Social Security number, please send us a written request that includes a copy of this letter and the following information: • Your full name • Your Social Security number • Proof of identity A copy of one of the following documents can serve as proof of identity: a driver's license or state-issued identification card, a Medicare health insurance card, or a NUMI form (Third Party Disclosure) signed and dated by your local Social Security Administration office. Your Social Security card is not acceptable as proof of identity. • Your address, including apartment number if applicable • Your telephone number, including area code (optional) Ii! Your signature We are required under the FCRA to obtain identifying information from you to ensure that we do not provide your consumer report to an imposter. More information about the FCRA and your rights under the FCRA is attached. You may use the enclosed form to submit a request for your ARS consumer report. Please send the information to the address in our letterhead, or transmit it by facsimile to (216) 615-7642 during business hours: Monday - Friday, 9:00 am - 5:00 pm Eastern Time. Your report will be mailed to you within five business days of receipt of this information. There is no charge for this report. If you have any questions, please call us during business hours at (800) 392-8911. Sincerely, CONSUMER RELATIONS Enclosures: ARS Consumer Reporl Request Form A Summary of Your Rights under the Fair Credit Reporling Act Colorado Consumer Rights Notice ADVANCED RESOLUTION SERVICES, INC. 6111 Oak Tree Blvd., Suite 400 Independence, OH 44131 Telephone: (800) 392-8911 Fax: (216) 615-7642 ARS CONSUMER REPORT REQUEST FORM Complete the entire form and return it to the address above. Please send me a copy of my Advanced Resolution Services (ARS) consumer report, which discloses all of the information in your files associated with my Social Security number. Consumer Information Full Name Social Security Number Street Address Apt. # _ City __ , State ZIP _ Telephone: Residence Business _ Enclosures . Copies of the following documents are required for processing of your request for your ARS consumer repo/t: 0" Proof of Identity (Choose one, and check the box for the document you selected.) Driver's License State-issued Identification Card Medicare Health Insurance Card NUMI Form (Third Party Disclosure signed and dated by your local Social Security Administration office) Your signature Date Note: To protect your personal information, your ARS consumer report cannot be provided without your signature and all of the requested information. ConsumerReportRequestForm.doc 1106 Link to comment Share on other sites More sharing options...
willingtocope Posted March 8, 2008 Report Share Posted March 8, 2008 From what I read at http://64.233.167.104/search?q=cache:LtvFEvQGPKUJ:https://secure.bancinternetgroup.com/2139/pdf/April%25202007%2520Body.pdf+%22ADVANCED+RESOLUTION+SERVICES%22&hl=en&ct=clnk&cd=13&gl=us..they are NOT an actual credit bureau but more of a specialty "why is this person a poor credit risk" reporting company. They do appear to by owned by VISA, and, they appear to have enough "yeah-buts" in their charter to avoid some of the government restrictions on actual credit bureaus. If you're asking if you should respond to their questionaire...I'd say no. It looks like a phishing expedition to me. Link to comment Share on other sites More sharing options...
willingtocope Posted March 8, 2008 Report Share Posted March 8, 2008 The other thing...there is an actual collection agency called ARS, and it wouldn't surprise me that these are the same people. Link to comment Share on other sites More sharing options...
Fairy Enchantress Posted March 8, 2008 Author Report Share Posted March 8, 2008 I tried to give you some points again because of your great reply. But it says I have to wait.I will not send them my info then. Nor request a consumer report from them. I do wonder what info they have on me though.Good link! Link to comment Share on other sites More sharing options...
Fairy Enchantress Posted March 8, 2008 Author Report Share Posted March 8, 2008 The other thing...there is an actual collection agency called ARS, and it wouldn't surprise me that these are the same people.Yeah the collection agency kept coming in on the search! Another good point! Link to comment Share on other sites More sharing options...
Fairy Enchantress Posted March 8, 2008 Author Report Share Posted March 8, 2008 Okay folks I just got the same letter again in the mail from another company named Lakeside Information Resources.Please read it below. This is getting weird.If you notice it is the same address as the first letter. Today the letter is similar with different business name!LAKESIDE INFORMATION RESOURCES 6111 Oak Tree Blvd, Suite 400, Independence, Ohio 44131 Telephone 800-995-2590 Fax 216-615-7604. Dear : Lakeside Information Resources (UR) is a consumer reporting agency that serves as the liaison between consumers and the Issuers' Clearinghouse Service (iCS).ICS assists bankcard issuers in eValluating risk,minimizing losses; and analyzing cardholder accounts. The federal Fair Credit Reporting Act (FCRA) permits ICS to provide certain types of consumer information to those issuers for specific purposes allowed by the FCRA. In accordance with the Colorado Consumer Credit Reporting Act (CCCRA) enacted July 31, 1997, UR is required to notify you of certain changes to your ICS consumer report. Between February 01, 2007 and January 31, 2008, the following information was added: 10 issuer request{s) for a copy of your les report If you would like to receive a copy of your ICS consumer report, which discloses all of the information in our files associated with your Social Security number, please send us a written request that include a copy of this letter and the following information: • Your full name • Your Social Security number • Proof of identity A copy of one of the following documents can serve as proof of identity: a driver's license or state-issued identification card, a Medicare health insurance card, or a NUMI form (Third Party Disclosure) signed and dated by your local Social Security Administration office. Your Social Security card is not acceptable as proof of identity. • Your address, including apartment numb.er if applicable • Your telephone number, including area code (optional) • Your signature You may use the enclosed form to submit an ICS consumer report request. Please send the information to the address in our letterhead, or transmit it by facsimile to (216) 615-7604 during business hours: Monday - Friday, 9:00 AM - 5:00 PM Eastern Time. Your report will be mailed to you within five business days of receipt of this information. There is no charge for this report. If you have any questions, please call us during business hours at (800) 995-2590. Sincerely, CONSUMER RELATIONS Enclosures: ICS Consumer Report Request Form A Summary of Your Rights under the Fair Credit Reporting Act Colorado Consumer Rights Notice L LAKESIDE INFORMATION RESOURCES 6111 Oak Tree Blvd, Suite 400, Independence, Ohio 44131 Telephone 800-995-2590 Fax 216-615-7604 ICS CONSUMER REPORT REQUEST FORM Complete the entire form and return it to the address above. Please send me a copy of my Issuers' Clearinghouse Service (ICS) consumer report, which discloses all of the information in your files associated with my Social Security number. Consumer Information Full Name Social Security Number Street Address Apt. # _ City State ZIP _ Telephone: Residence Business _ Enclosures Copies of the following documents are required for processing of your ICS consumer report: 0" CCCRA Notification Letter 0' Proof of Identity (Choose one, and check the box for the document you selected.) D Driver's License o State-issued Identification Card D Medicare Health Insurance Card D NUMI Form (Third Party Disclosure signed and dated by your local Social Security Administration office) Your signature Date Note: To protect your personal information, your ICS consumer report cannot be provided without your signature and a/I of the requested information. Link to comment Share on other sites More sharing options...
CleverCynic Posted March 9, 2008 Report Share Posted March 9, 2008 Definitely Phishy... Link to comment Share on other sites More sharing options...
willingtocope Posted March 9, 2008 Report Share Posted March 9, 2008 In the link I cited above, ICS is named as one of the "co-cospirators". It wouldn't surprise me that they operate under a variety of names. Link to comment Share on other sites More sharing options...
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