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Unidentified Voicemails


Shae
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yes???

I thought that was a No. Didn't arrow or someone loose a case over leaving a message but failing to insert the "this is a communication from a debt collector" message? I know, it opens the door to third party disclosure and as a matter of fact, I ITS'd a CA that left the "if your not merkurfan, do not listen" message, then went on to say they where a debt collector. My girl friend was the first to hear the message.

There is a lot on the net about this, the CA's are up in arms because if they leave a message with the debt collector notice they open them selfs to a third party case so some are opting to use the "if your not so and so do not listen" or most are leaving no message at all.

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You are assuming it is a debt collecot calling; not an unreasonable assumption but an assumption nonetheless.

That said, in general, there is no law I've ever heard of that requires any caller (comany or private citizen) to leave specific, identifying informaiton and/or what kind of information they can/shoudl leave nor to they have to leave any information at all and can simply hang-up when they get voice mail (as many often do).

If it is a debt collector calling, they are probably taking the path of least resistance/less evil.

It may be that then can't leave their company name without revealing they are a debt collector and rather than take a chance on third party disclosure, they choose to just leave a number and perhaps a person's name....maybe that's a violation and maybe it isn't but they might well figure that it's the safer of the two options.

I don't get many calls from colectors these days but personally, I never answer calls from any number that comes in as "Private" or "Unknown" or "Unidentified", etc and I rarely take a call from any number that is identified but that I don't recognize - I also neve return calls to "unknown people" who levea a voice mail message and don't identify who they are and why they are calling.

I also don't loose any sleep over those voice mails either! :)

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If this is a debt collector (and it sounds as if it is) then it probably isn't legal but as I explained above, a CA runs the risk of violating whether they do or don't leave identifying information.

It's academic anyway unless you indend to sue them and even were you serious about doing so, I doubt any judge anywhere is going to get too excited about this.

Keep a record of it/keep the proof you have - it may come in handy later but other than that, your real problem is dealing with whatever CA is tryign to collect a debt and what debt they are trying to collect.

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