looksbothways Posted March 14, 2008 Report Share Posted March 14, 2008 I got approved for a $300 limit unsecured, $79 a year fee, credit card from hsbc. Fakos in the low to mid 500's (no idea on real FICO, sorry). This is the first unsecured credit line I've been able to obtain (I refused to start with a secured card, waiting out my credit score instead), so I'm very happy. Finally, I can start rebuilding while I'm repairing!I got denied a Hooters card, and am waiting on the results of my Target application (but am assuming it's denied since they "needed more time" to evaluate)I'm going to wait 3 months (I have a couple of TLs scheduled to fall off, and another that was agreed PFD and should be gone soon) and then try another small flurry of applications to see if I can get another couple cards.While I'm doing that, I'm finishing up my divorce (I've been told this will hit hard on my credit when it finalizes? Can anyone confirm/deny that?). After the divorce is finalized, I'm going to scoop up a part time job and take care of the two judgements against me once and for all.By the time I get the judgements cleared, I'll have a nice established payment history on the card(s) I have, giving me a pretty good looking credit report. Link to comment Share on other sites More sharing options...
looksbothways Posted March 14, 2008 Author Report Share Posted March 14, 2008 ..and I was wrong on the Target card. I got approved for a $200 limit store card. Yay! Link to comment Share on other sites More sharing options...
whocares Posted March 15, 2008 Report Share Posted March 15, 2008 Congrats in the 2 new cards...now use them wisely while rebuildingGood Luck Link to comment Share on other sites More sharing options...
Hellard Posted March 15, 2008 Report Share Posted March 15, 2008 Boy target must KNOW i shop at walmart- i couldnt even get a card from them. Congrats!! 1 Link to comment Share on other sites More sharing options...
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