BTO429 Posted March 14, 2008 Report Share Posted March 14, 2008 I have ten inqs that should fall off my CR but have not, when I disputed on the phone I was told I need to contact the OC and have them remove the inqs. Link to comment Share on other sites More sharing options...
Ravenous Wolf Posted March 15, 2008 Report Share Posted March 15, 2008 If they are about to fall, then you mean that they have been on your credit report for about two years?If that is the case, whatever negative impact that they have had on your score is now gone. And they will eventualy fall off.So if that is the case, I wouldn't sweat it. I'd concentrate my efforts on other aspects of your credit repair instead of on stuff that doesn't mean anything on your credit score. Link to comment Share on other sites More sharing options...
mycorrado Posted March 15, 2008 Report Share Posted March 15, 2008 I would second that,hit the CA's then the most recent lates. Older inquiries don't hold you back as much.The other point is to reduce the number of derrogatory accounts. If you have 7 accounts and 5 of them have many lates and 2 just have one each (even if they are a bit older lates) I would get those lates removed and have only 5 negative accounts. mycorrado Link to comment Share on other sites More sharing options...
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