Fairy Enchantress Posted March 17, 2008 Report Share Posted March 17, 2008 GE Money has tons of retails businesses that they supply the credit check and credit cards for. From JC Penny to Care Care One ect. The list is huge. What was your score when they gave you a credit card? Link to comment Share on other sites More sharing options...
VeVe Posted March 17, 2008 Report Share Posted March 17, 2008 I got Gap and Ikea a few weeks ago with a 580. 1 Link to comment Share on other sites More sharing options...
tysonbodavis Posted March 17, 2008 Report Share Posted March 17, 2008 I got Texaco/Chevron with 515 1 Link to comment Share on other sites More sharing options...
Fairy Enchantress Posted March 17, 2008 Author Report Share Posted March 17, 2008 ++Thanks for the help. Were these fico scores or true credit fako scores?I wonder if each card has to meet a different score or since they are all GE Money Bank that there is just one score they have to meet for all of them. Link to comment Share on other sites More sharing options...
Moneedshelp Posted March 17, 2008 Report Share Posted March 17, 2008 ++Thanks for the help. Were these fico scores or true credit fako scores?I wonder if each card has to meet a different score or since they are all GE Money Bank that there is just one score they have to meet for all of them.That's a good question.I just remembered when I got walmart, I was denied for Belk within the same week. I also have a chevron card that I got after receiving a preapproval in the mail. 1 Link to comment Share on other sites More sharing options...
rmiller0410 Posted March 18, 2008 Report Share Posted March 18, 2008 Each card has their own standards. I have care credit walmart sams meijers dillards but was denied jc penney and lowes with much higher scores. 1 Link to comment Share on other sites More sharing options...
isislc Posted March 18, 2008 Report Share Posted March 18, 2008 I was denied with Wal Mart and other GEMB for my BK alone. Although some of them have been known to be BK friendly. Link to comment Share on other sites More sharing options...
TTigggers Posted March 18, 2008 Report Share Posted March 18, 2008 I got my GEMB PayPal with Ficos around the high 500's 1 Link to comment Share on other sites More sharing options...
CleverCynic Posted March 18, 2008 Report Share Posted March 18, 2008 For pre-approved late 500's or 600. If applying dry, usually they'll decline if collections are showing. They seem to like to diversify their portfolio occasionally and limit the lower score card-holders. 1 Link to comment Share on other sites More sharing options...
trich701 Posted March 18, 2008 Report Share Posted March 18, 2008 I was also declined for walmart, but have dillards, chevron, and paypal buyer credit. I also thought it strange that they only gave me 150 with dillards, but 300 with the others. 1 Link to comment Share on other sites More sharing options...
janedoe2 Posted March 18, 2008 Report Share Posted March 18, 2008 GEMB will not touch me with a 10 ft pole. No collections but BK from 10/05. All cc paid as agreed never late. Denial letter always says due to BK. Tried walmart,jcp,furniture store,and a few others I can't remember. Costco keeps sending me pre-approvals for amex, maybe I'll try that. Link to comment Share on other sites More sharing options...
Hellard Posted March 18, 2008 Report Share Posted March 18, 2008 you know who they are pulling Link to comment Share on other sites More sharing options...
janedoe2 Posted March 18, 2008 Report Share Posted March 18, 2008 It depends on the store, but mainly equifax. None pulled TU. GEmoney hates me. I never burned them either. Fakos in low to mid 600's last time i applied.I think the Costco thing is due to my membership. There are no soft pulls but I shop at Costco weekly and spend about $700 monthly. 1 Link to comment Share on other sites More sharing options...
lovebug5 Posted April 16, 2008 Report Share Posted April 16, 2008 Just a bump on this thread...I was denied for the PayPal Plus CC with GEMB thanks to my BK - with a FICO in the 600's. *shrug* Link to comment Share on other sites More sharing options...
TTigggers Posted April 16, 2008 Report Share Posted April 16, 2008 Just a bump on this thread...I was denied for the PayPal Plus CC with GEMB thanks to my BK - with a FICO in the 600's. *shrug*Well that just sucks.Did you have an actual paypal account when you applied? Link to comment Share on other sites More sharing options...
lovebug5 Posted April 16, 2008 Report Share Posted April 16, 2008 Well that just sucks.Did you have an actual paypal account when you applied?Yep. I have a PayPal business account too - an account that brings them in a sh!t ton of money consistently every single month in fees (PayPal, that is). For now, I'm just going to shrug them off. Link to comment Share on other sites More sharing options...
whocares Posted April 16, 2008 Report Share Posted April 16, 2008 I have 2 GEMB cards, I have wal-mart 500.00 and just got Sutherlands with a 3500.00 CL. I had JC Penny that I closed in good standing years ago...that one had a 5000.00 limit back in the 80's...Maybe thats what has helped me. Link to comment Share on other sites More sharing options...
LeslieR Posted April 16, 2008 Report Share Posted April 16, 2008 I had a good run with GEMB - Chevron, Dillards, Mervyns...then nada on Penneys and Walmart. They said it was due to my FA (EQ listed an inaccurate phone no. on my FA so they couldn't reach me and wouldn't consider me until they could reach me at the phone number on the FA). That's resolved now, so I plan to wait about 3 months before trying anymore GEMB cards. Oh and right after I'd been approved for $8K in prime bank card credit (the next day, so the new accounts weren't hurting me), Chevron denied me for a CLI due to existing collections (I have one medical < $100).So, WTFK?? Oh and I too had a JCP in good standing that closed itself due to lack of use in the 90s. I guess they forgot about me........ Link to comment Share on other sites More sharing options...
jasen Posted April 17, 2008 Report Share Posted April 17, 2008 I got a $4k limit card at HHGregg/GEMB when my scores were mid/high 600's. Link to comment Share on other sites More sharing options...
Krash Posted April 18, 2008 Report Share Posted April 18, 2008 GEMB sucks, they told me with 3 months pay history i could get a CLI well it has been 3 months and last month i get a soft from them and NOTHING, i can't get CLI's for nothing. 500 walmart, I am PIF and keeping it open till THEY CLOSE IT! Link to comment Share on other sites More sharing options...
LoveToGod Posted April 19, 2008 Report Share Posted April 19, 2008 I got Texaco/Chevron with 515Was this just recently? Link to comment Share on other sites More sharing options...
LoveToGod Posted April 19, 2008 Report Share Posted April 19, 2008 I was denied with Wal Mart and other GEMB for my BK alone. Although some of them have been known to be BK friendly.Was that with the credit score you have now? Link to comment Share on other sites More sharing options...
LoveToGod Posted April 19, 2008 Report Share Posted April 19, 2008 I got my GEMB PayPal with Ficos around the high 500'sI remember that my credit scores were between 638 and 647 back in 2003, and they turned me down. So that is interesting. I guess you applied online? Link to comment Share on other sites More sharing options...
TTigggers Posted April 19, 2008 Report Share Posted April 19, 2008 I remember that my credit scores were between 638 and 647 back in 2003, and they turned me down. So that is interesting. I guess you applied online?Yes I did apply online and they gave me a $500.00 CL.I don't use it but I figured it would be nice to have just in case. Link to comment Share on other sites More sharing options...
Moneedshelp Posted April 19, 2008 Report Share Posted April 19, 2008 I just got an increase on my chevron Link to comment Share on other sites More sharing options...
Recommended Posts