Attorney entitled to amount of claim?

[trailblazer]

Hello,

I am very new here so hopefully I am posting in the proper category. It seems there are some very helpful people posting so thought I'd run this one by you.

Just received papers (through the County Sherrif's office - I am in PA) through a law firm who has apparently acquired an old credit card debt of mine. There is no court date on the papers but they indicate they are bringing a civil case against us and looking to get a judgement in the amount of $2,100. The balance on the old card was less than $1,000. Do I have any chance of either:

1) Negotiating with them to accept $1,000 (or less)

2) Attending the Civil hearing and having the judge rule in their favor for an amount less than that they are seeking?

3) Any other options?

I already have 1 judgement (brought by a law firm who acquired another old cc debt) and am making monthly payments to the firm.

Thank you for any advice!

[NASCAR_Devil]

Hello,

I am very new here so hopefully I am posting in the proper category. It seems there are some very helpful people posting so thought I'd run this one by you.

Just received papers (through the County Sherrif's office - I am in PA) through a law firm who has apparently acquired an old credit card debt of mine. There is no court date on the papers but they indicate they are bringing a civil case against us and looking to get a judgement in the amount of $2,100. The balance on the old card was less than $1,000. Do I have any chance of either:

1) Negotiating with them to accept $1,000 (or less)

2) Attending the Civil hearing and having the judge rule in their favor for an amount less than that they are seeking?

3) Any other options?

I already have 1 judgement (brought by a law firm who acquired another old cc debt) and am making monthly payments to the firm.

Thank you for any advice!

Maybe a Mod can move this over to the Lawyer Forum for you. I would start by ansering the questions in this sticky so we can see exactly what you're dealing with:

http://debt-consolidation-credit-repair-service.com/forums/showthread.php?t=242744

[trailblazer]

Ah, sorry for not answering these first:

Who is suing you? Professional Investment and Finances LLC (c/o law firm)

For how much? $2,104.17

Who is the original creditor? Tractor Supply

How do you know you are being sued? County Sherrif's office delivered Notice

How were you served? Via Sherrif to my home

Were you served? YES

What was your correspondence (if any) with the people suing you before you think you were being sued? Telephone messages where caller identified themselves only as a law firm, several letters via USPS

Where do you live? PA

When is the last time you paid on this account? November 2003

What is the status of your case (if anything has been opened)? You can find this by a) calling the court or looking it up online (many states have this information posted daily). Complaint served 3/13/08; 20 days to respond

Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) NO

Did you request debt validation before the suit was filed? If not, don't bother doing this now. NO

Does your summons require a response? Says respond w/in 20 days; no questionnaire, claims: Plaintiff sold & delivered to Def goods &/or services at the times, of the kind, in the quanties and for the prices set forth in Pl's records, attached as Exh A. Exh A is simply Debtor's Name/Acct #/Orig C/Bal Due/File #.

What evidence did they send with the summons? An affadavit? A statement from the OC? Anything else they attached as exhibits? One Exibit, as described above

What is the SOL on the debt? To find out: 4 yrs.

THANK YOU!!!