BTO429 Posted March 23, 2008 Report Share Posted March 23, 2008 How hard is a household card to get. my scores suck but I am trying to establish a credit file, I have not used any credit till I got my Dodge truck in 05. My scores are low due to lack of credit. I recently got a First premier platinum card they have only reported once on my cr cause i havent had but a month. Link to comment Share on other sites More sharing options...
CleverCynic Posted March 23, 2008 Report Share Posted March 23, 2008 Scores aren't that low when it's all positive, even if only a couple years old... more to the story? HSBC will probably give you a secured card, in which case I'd go with Bank of America (some say WAMU or Wells Fargo) instead for that. Once your EQ hits 550 or higher, you would probably get Target now that you have a revolving TL on your reports. Link to comment Share on other sites More sharing options...
BTO429 Posted March 23, 2008 Author Report Share Posted March 23, 2008 I have a couple judgments that were obtained while I was on active duty. I did not know this till I got my CR, It is too late to try to fight the judgments. I dont even know what the bills are for as I cant dv them now. I got a sneaky idea that they are old medical bills on my son from where mom filed bk last year, now the prob want me to pay them. I dont know how to get this info. Link to comment Share on other sites More sharing options...
Moneedshelp Posted March 23, 2008 Report Share Posted March 23, 2008 If you weren't notified, you might be able to get the judgments vacated. Maybe you should look into that. Link to comment Share on other sites More sharing options...
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