lookingforhelp 138 Posted March 26, 2008 Report Share Posted March 26, 2008 Capital One is having a promotion. Call 877-513-9959 and tell them that "you want to make Capital One the #1 card in your wallet". (you probably don't have to embarrass yourself by saying the exact phrase...lol) They will give you a CLI if there is one available. I got a bump from 300 to 600 and hoping for my automatic increase this statement. 6 Link to post Share on other sites
JustaTexan 951 Posted March 26, 2008 Report Share Posted March 26, 2008 Really? Do you know if they pulled a report or or anything when you called? What does your credit look like if they did? Thanks! Link to post Share on other sites
lookingforhelp 138 Posted March 26, 2008 Author Report Share Posted March 26, 2008 Really? Do you know if they pulled a report or or anything when you called? What does your credit look like if they did? Thanks!I am sure they had to pull a report but I have not saw a soft or hard pull and I got the CLI 10 days ago. Ficos between 620-680. Give it a try and before they process ask them whether the pull will be soft or hard.Let me know what happens. Link to post Share on other sites
mackguyver 254 Posted March 26, 2008 Report Share Posted March 26, 2008 Thanks lookingforhelp!Just called and they said that I had recently done a balance transfer, so my options were:I had to choose from 0.9 APR reduction (I already have a low rate), $300 limit increase, or one-time refund of $29 membership fee. I went with the annual fee reimbursement.The woman was very friendly and it was worth the call. Link to post Share on other sites
CleverCynic 1,029 Posted March 26, 2008 Report Share Posted March 26, 2008 Wow this has gotta be the most useful post in quite some time!I just called and they upped my limit another $500 to 2k total (I just got my 3 month increase from 1k to 1.5k a few weeks ago). So DEFINITELY worth the call! Thanks OP! Link to post Share on other sites
bankybruce 10 Posted March 26, 2008 Report Share Posted March 26, 2008 They told me the only thing I was eligible for was a 3% drop in my interest rate, so I took that. Still pretty darn good if you ask me. Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 THREE PERCENT!(I'm just going to echo success stories like the old bud light commercials guy)BTW don't forget to give LOOKINGFORHELP some rep points if this helps you out! Link to post Share on other sites
Amerikaner83 1,026 Posted March 27, 2008 Report Share Posted March 27, 2008 I'm going to try it..see what's up. If it works, I'll post later Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 He'll post LATER! Link to post Share on other sites
Amerikaner83 1,026 Posted March 27, 2008 Report Share Posted March 27, 2008 I"ll also post NOW!So what did you say - did you just ask for a CLI? or what? Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 Call that number, tell them you're calling about the "make cap 1 first in your wallet" promotion (do NOT say you "heard" about it, let them assume you got a letter). They will ask a couple scripted questions about your current cc usage, what cards you tend to use most etc... very easy. Then they'll ask you what you would most desire in an upgrade (I said CLI), but you can just flat out ask what your options are. They don't try to sell anything, it's very simple. Link to post Share on other sites
Amerikaner83 1,026 Posted March 27, 2008 Report Share Posted March 27, 2008 Roger that. I"ll be back Carry on Link to post Share on other sites
Magdalen77 395 Posted March 27, 2008 Report Share Posted March 27, 2008 Capital One is having a promotion. Call 877-513-9959 and tell them that "you want to make Capital One the #1 card in your wallet". (you probably don't have to embarrass yourself by saying the exact phrase...lol) They will give you a CLI if there is one available. I got a bump from 300 to 600 and hoping for my automatic increase this statement.Ka-Ching!!! They gave me a $500 increase to $1000. I was due one next month so it's nice to get it a little early.Thanks, LFH!!! Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 An INCREASE! And now she's DUE! Link to post Share on other sites
Magdalen77 395 Posted March 27, 2008 Report Share Posted March 27, 2008 An INCREASE! And now she's DUE!Ya think I'll get my scheduled increase too? That's supposed to come next month. I got a letter soon after I received my Cap One card that told me if I did three things I'd get an automatic increase after 3 months. They were:1. Use the credit card in the first 3 months2. Make three on time payments3. Don't exceed the credit limitI've done all those, so I was hoping. Now I'll hope for another increase. Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 The promotion would be sort of a rip-off to a select few if they didn't still give you that increase. Remember I just got that deal a couple weeks ago... hate to think a couple weeks timing would gyp you out of a second opportunity. If they don't I'd call and make a stink as to the distinction between the two offers. They obviously are looking to please customers and go the extra mile here. I kind of respect their aggression here. Link to post Share on other sites
lovebug5 1,136 Posted March 27, 2008 Report Share Posted March 27, 2008 On the phone now...Representative told me that I need to call back in about a month from now to see what they can do for me. He said that these promotions run for accounts that have been open a minimum of 6 to 8 months and although mine was opened in October (which meant 6 months this month), the promotion isn't actually available on my account until next month.LMAO!! I'm bookmarking this post!! Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 She's ON the phone NOW! She's been given a MONTH of anticipation!Ok, well you got royally royalled... my account is only 4 months old. Link to post Share on other sites
lovebug5 1,136 Posted March 27, 2008 Report Share Posted March 27, 2008 She's ON the phone NOW! She's been given a MONTH of anticipation!Ok, well you got royally royalled... my account is only 4 months old.Yeah. Not happy about that whatsoever. *sigh* Guess I don't have the lucky charm. However, I am going to call them back tomorrow and ask again. Link to post Share on other sites
zfire 121 Posted March 27, 2008 Report Share Posted March 27, 2008 now I have to go see when I got my card.Drat...Well I have copied the phone number (actually the whole post) so I will know what to say at least .Also waiting for Amerikaner83 to post again Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 I'd call anyway... Magdalene got an increase on her 2nd month and me on the 4th... still a 66% chance you'll get something either way. Link to post Share on other sites
Magdalen77 395 Posted March 27, 2008 Report Share Posted March 27, 2008 On the phone now...Representative told me that I need to call back in about a month from now to see what they can do for me. He said that these promotions run for accounts that have been open a minimum of 6 to 8 months and although mine was opened in October (which meant 6 months this month), the promotion isn't actually available on my account until next month.LMAO!! I'm bookmarking this post!!I got my card in December. I also let the guy believe that I got the offer in the mail. I didn't say that, but I told him I "got a message about how Cap One wants to be the first in my wallet." Link to post Share on other sites
Magdalen77 395 Posted March 27, 2008 Report Share Posted March 27, 2008 I'd call anyway... Magdalene got an increase on her 2nd month and me on the 4th... still a 66% chance you'll get something either way.Usually these things don't work for me, but I guess I lucked out on the old credit roulette wheel this time.Hey, did I tell you that I finally got Lowe's? When my EQ went up I decided to re-apply for Lowe's. They gave me a $750 CL. Not great, but not too bad. I got approved Sunday and they're already reporting to EX. Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 They gave her LOWE'S!Lucky byatch! Are you a homeowner? Link to post Share on other sites
nylady 21 Posted March 27, 2008 Report Share Posted March 27, 2008 HiGuess what?I called and the csr asked me a few questions?How do I pay for my purchases? Told her my debit or credit card. Which card do you use the most? Told her ChaseWhats more important to you "rewards" or the "interest rate"? I told her interest rate. She said that my rate could be lowered but I asked about a CLI .. She gave me a whopping $300.00 xdancexxdancexI can't believe it. She said now I can make the Cap1 card the most used card in my wallet. Expect the increase in 3 business days.++++Hope this helps my scores.Thanks so much for poting this info. Link to post Share on other sites
