Magdalen77 395 Posted March 27, 2008 Report Share Posted March 27, 2008 They gave her LOWE'S!Lucky byatch! Are you a homeowner?Nah, but I think the 721 score and lack of derogatories finally persuaded them to give me a card. They turned me down flat in January. I figured that GEMB hated me for some obscure reason. The only other GEMB card I have is a Wal-Mart card with a measly $300 CL. Link to post Share on other sites
Amerikaner83 1,026 Posted March 27, 2008 Report Share Posted March 27, 2008 Shot downThey told me that "I have the best options for my card at this time..." I've got the 300 goes up to 500 limit card...had it for over a year now...500 since July of last year...no love for Amerikaner But I did call up BofA (I have the 99/500 card), and asked for a CLI on that...dude took down my income, job title, and rent, and said they'd get back to me within 5 bus. days with their decision... I am PIFing my Cap1 and exclusively using BofA now anyhow. Link to post Share on other sites
Amerikaner83 1,026 Posted March 27, 2008 Report Share Posted March 27, 2008 I got my card in December. I also let the guy believe that I got the offer in the mail. I didn't say that, but I told him I "got a message about how Cap One wants to be the first in my wallet."The guy straight up asked me "so you got our letter in the mail huh? You know, we do like to reward our best cardholders..." I was just like "yessir - and it's nice to be remembered by such a big company Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 The 99/500 is eligible for CLI's pre-graduation??? Man you got cahones, I wouldn't have thought so. How long you had that card?? Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 The guy straight up asked me "so you got our letter in the mail huh? You know, we do like to reward our best cardholders..." I was just like "yessir - and it's nice to be remembered by such a big company OH man he was so playing you. I think this is probably a very small department with an unusually high call volume this evening! Think they're catching on? The stats are dropping like flies! Link to post Share on other sites
Magdalen77 395 Posted March 27, 2008 Report Share Posted March 27, 2008 The guy straight up asked me "so you got our letter in the mail huh? You know, we do like to reward our best cardholders..." I was just like "yessir - and it's nice to be remembered by such a big company Oooo, you're such a fibber. Maybe that's why he gave me the CLI, he thinks I'm some kind of great customer. Of course, never underestimate a guy just being nice to a girl. I have a very young voice, so he doesn't know that I'm actually a crone. We had a nice little chat about where he is in ID and how the weather was there compared to PA. (Sunny and warm today here, snowing and raining in ID) Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 It's raining in IDAHO! Link to post Share on other sites
Magdalen77 395 Posted March 27, 2008 Report Share Posted March 27, 2008 It's raining in IDAHO!That's what the dude said. Raining now, was snowing earlier in the day. Hey, we had a moment there.I didn't know that Cap One had a call center in ID. I'm two for two tonight, I called Chase and I also got a English speaking guy that I understood (that was about making a payment, I don't have the nerve to ask Chase for a CLI yet, maybe in a couple of months). Link to post Share on other sites
isislc 1,220 Posted March 27, 2008 Report Share Posted March 27, 2008 Woohoo, I just called and made the deadline for closing time. I got a $500 CLI effective in 3 days. I hope it reports this month. It's just gonna barely make it for reporting if it does. Link to post Share on other sites
Magdalen77 395 Posted March 27, 2008 Report Share Posted March 27, 2008 Woohoo, I just called and made the deadline for closing time. I got a $500 CLI effective in 3 days. I hope it reports this month. It's just gonna barely make it for reporting if it does. They also told me it would be good in 3 days, but the CLI is showing on my online Cap One account already. Link to post Share on other sites
Amerikaner83 1,026 Posted March 27, 2008 Report Share Posted March 27, 2008 I'm going to try again in a few days...with a different guy...myabe I'll get lucky again. But i did try the CLI with my 99/500 BofA...they're getting back to me on that one. Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 Woohoo, I just called and made the deadline for closing time. I got a $500 CLI effective in 3 days. I hope it reports this month. It's just gonna barely make it for reporting if it does. She made the deadline! She's EFFECTIVE in 3 DAYS!Keep it going guys!!!!!! Link to post Share on other sites
Moneedshelp 679 Posted March 27, 2008 Report Share Posted March 27, 2008 My cap1 is a CO you think I can get anything if I call? Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 My cap1 is a CO you think I can get anything if I call? NO! We DON'T! Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 They also told me it would be good in 3 days, but the CLI is showing on my online Cap One account already.yep, told 3 days, but I see mine as well...really good cuz I just totally revamped my computer at Newegg.com this afternoon to the tune of over $700. So now my util is 33% again. (Not that there willl be a balance at all come statement time)... but I have OPTIONS! Link to post Share on other sites
isislc 1,220 Posted March 27, 2008 Report Share Posted March 27, 2008 OMF@I just logged into my account and found that I didn't get the 500 CLI at all. I got a $1000 CLI instead!!!!!!!!!!!! ::Chasey::!!! Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 Yeah I'd call about that right away so they can fix that.......not!They gave you Amerikanerin's CLI apparently Link to post Share on other sites
isislc 1,220 Posted March 27, 2008 Report Share Posted March 27, 2008 Thanks Amerikaner!! Oops, I mean so sorry to hear that. It was time for me to get my automatic increase so I'm thinkin I got the automatic AND my cap1 first card call in at the same time. Wouldn't it be nice if I still got another increase!!! Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 Thanks Amerikaner!! Oops, I mean so sorry to hear that. It was time for me to get my automatic increase so I'm thinkin I got the automatic AND my cap1 first card call in at the same time. Wouldn't it be nice if I still got another increase!!!Naah, that makes most sense... stick a fork in ya! Link to post Share on other sites
isislc 1,220 Posted March 27, 2008 Report Share Posted March 27, 2008 I'll keep you guys updated if I get another increase. Link to post Share on other sites
CleverCynic 1,029 Posted March 27, 2008 Report Share Posted March 27, 2008 Well if it WAS both kicking in at the same time, it would be very hopeful for Magdalen who is worried... so let's just say it was that Link to post Share on other sites
lookingforhelp 138 Posted March 27, 2008 Author Report Share Posted March 27, 2008 I am happy that people are getting good results from this. The post here make me want to call and try my luck again!!!!! Link to post Share on other sites
Magdalen77 395 Posted March 27, 2008 Report Share Posted March 27, 2008 Well if it WAS both kicking in at the same time, it would be very hopeful for Magdalen who is worried... so let's just say it was that Not exactly worried, but I'd like another $500 or so in a month.Isis, when did you get your Cap One card? I got mine in December my first payment was due in the end of January and I just made my 3rd payment. Link to post Share on other sites
bmackay62 25 Posted March 27, 2008 Report Share Posted March 27, 2008 Just called (9:45 AM EST) ... said the magic words, answered a bunch of questions about how much I use my Cap 1 card, listened to a little pitch about Cap 1 rewards, and boom - a $500 CLI!!!Thanks!!!!! Link to post Share on other sites
zfire 121 Posted March 27, 2008 Report Share Posted March 27, 2008 Thanks!!I took the lower interest rate. Seemed the best deal to me. Link to post Share on other sites
