omega 3 Posted March 28, 2008 Report Share Posted March 28, 2008 Hello,I have a question for you, I have an unpaid collection that is $77.00 dollars. I spoke to CA who said they will delete the account a year after I pay the debt. The OC is the Public Library, CA is Unique management. The library said that I can submit payment to them, but the CA said they still will not PTD because of company policy. Should I wait and let this fall off in 4yrs of pay it off. I would like to purchase a condo next year.Thanks in advance. Link to comment Share on other sites More sharing options...
mandydm318 Posted March 28, 2008 Report Share Posted March 28, 2008 If the library pulls it back from the CA they cant report it any longer because they dont hold the account. Link to comment Share on other sites More sharing options...
sparky256DSL Posted March 28, 2008 Report Share Posted March 28, 2008 I would pay the library and then send a DV to the collection agency, all the while challenging with the CRAs as "not mine" or "paid before collections".I wouldn't pay the CA unless they agree to a PFD right away. A year from now is a BS line, why does it matter if they do it now then? Link to comment Share on other sites More sharing options...
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