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Experian not validated...


jeajack21
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Hello. I am hoping that someone could please assist me with the following issue that I am having with Experian. I received my credit report and their is a creditor on Experian that I attempted to have Experian validate as well as I set a validation letter to the creditor as well. I received a letter in the mail from Experian saying that the creditor was previously validated. What the heck is the deal with that? I thought they would have to validate whenever the consumer questions anything. Any advice / suggestions / letters I should send would all be greatly appreciated!! :)

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You may wish to read the FCRA. There is a sticky at the top of the page. Don't let the size of it put you off, there's lots that you can skip over. But some parts, you will want to highlight, tab and read over and over.

604 Permissable Purpose

605 Reporting Period

611 Procedure *** You may wish to start there

623 Responsibilities of furnishers

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