skinny Posted April 9, 2008 Report Share Posted April 9, 2008 Boasting a FICO aggregate of 680, a pre approval for a small mortgage, I confidently submitted an application for an Amex blue for students. I was denied because of the Amex Proprietary Acquisistion Risk Scoring determined my score. " exceeded our thresold for approval" ie High utilization of credit linesToo many new accounts number and type of inquiriesNow here is the clencher .....The credit lines, new accounts, and inquires are ALL related to STUDENT LOANS. I am a return adult student , with a decent salary, no derogs.. You would think a student CC would be sympathetic to a inquires, new accounts, and the like that are related to student loans..Any thoughts ? Should i ask to be reconsidered? Link to comment Share on other sites More sharing options...
Amerikaner83 Posted April 9, 2008 Report Share Posted April 9, 2008 Never hurts to ask for a recon. GW/Recon letter, nicely worded may just help you out. Nothing to lose! Link to comment Share on other sites More sharing options...
Fizzle1979 Posted April 9, 2008 Report Share Posted April 9, 2008 I always think a well written GW letter will get you what you want. Check this information and see if it's still good contact information by searching google or wiki. American Express Co.Kenneth I. ChenaultChairman and CEOWorld Financial Center200 Vesey St.New York, NY 10285 Link to comment Share on other sites More sharing options...
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