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How to dispute account with cra the is old


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DOFD is 12/2001 I would like to know how to go about disputing this account with Palisades. I disputed it because there was no info on the account originally, I disputed as not mine, and they updated and put in all the info including the DOFD.

Now that I know it is an old debt how can I dispute it again.

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Depending on who the CRA is (some say that EX only lets you dispute once every 90 days on the same tradeline) get you CR in front of you and look for missing information from the tradeline. Write the CRA back requesting they report complete and accurate information about the tradeline. In your letter, specifically state the data fields you want completed and accurate. Ideally the OC/CA will not be able to verify that information in 30 days and you should get a delete.

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