mj11 Posted April 9, 2008 Report Share Posted April 9, 2008 On True Credit when I click on an account it shows the last reported date is 07/2004 under Experian. Experian claims they investigated, if they really did would the last reported date be more current? When TU and EQ investigated that date changed to a more current one. I think EX did not investigate and is this more ammo?Thanks Link to comment Share on other sites More sharing options...
Ahntara Posted April 9, 2008 Report Share Posted April 9, 2008 "...last reported date be more current..."It will be. The TL will get updated. That is probably already reflected on your actual Consumer File and may also show on your next TC report."...is this more ammo..."No. It's probably a TC fluke. Re-sold, merged CR's, like those from TC, are not reliable anyway. If you really want to know what your CR contains you need to obtain it directly from the CRA(s). Link to comment Share on other sites More sharing options...
Nascar3 Posted April 9, 2008 Report Share Posted April 9, 2008 Actually, what Experian does is this....they leave the "last reported" date the same, but on the actual Experian report they will have a comment that says "This item was updated and verified on (insert date)." Link to comment Share on other sites More sharing options...
mj11 Posted April 10, 2008 Author Report Share Posted April 10, 2008 So the same would hold true for pulling from myfico? The last reported dates are not the same as the actual EX report?Thanks Link to comment Share on other sites More sharing options...
Nascar3 Posted April 10, 2008 Report Share Posted April 10, 2008 Probably. Link to comment Share on other sites More sharing options...
Recommended Posts