sparky256DSL Posted April 10, 2008 Report Share Posted April 10, 2008 So I have been discussing an issue with a lawyer. Basically before I found out I had rights, I had a judgment filed against me for a CC debt. I was not living where the papers were served but being that it was past the year mark by the time I found out about my rights, It was too late to get it vacated.Ok so the lawyer says that because I was not properly served I can send "adequate documentation" to the CRAs and they will remove the judgment from my report. Doesn't sound right to me. What do you all think? Link to comment Share on other sites More sharing options...
swirlgirl Posted April 11, 2008 Report Share Posted April 11, 2008 What's "adequate documentation?" Link to comment Share on other sites More sharing options...
sparky256DSL Posted April 11, 2008 Author Report Share Posted April 11, 2008 I don't now. I wrote him back and asked him what he thought was "adequate". He did say in the letter that if I was denied credit because of the judgment (and I'd have to have proof this is the reason I was denied) then I would have an FCRA violation claim against the CRAs and the CA. This lawyer is listed on teh NACA website as having advanced knowledge on this stuff. I hope he knows what he is talking about. Link to comment Share on other sites More sharing options...
montanatim Posted April 11, 2008 Report Share Posted April 11, 2008 Remove the judgment from your report? That's it?I answered your other post before I saw this one BTW.I would quiz him on filing a suit against the judgment creditor for fraud for the same amount they claim against you. Unless you are barred by the SOL. Sometimes the SOL clock doesn't start ticking until the cause of action is discovered. Link to comment Share on other sites More sharing options...
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