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tysonbodavis

CA vs JDB?

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How can you determine if the company trying to collect is a CA or JDB?

I have collections with the following companies:

ALLGATE FINANCIAL LLC - payday loan

CENTRAL FINL CONTROL - medical bill

CAVALRY PORTFOLIO SERVIC - sprint

CREDIT SOLUTIONS CORP - providian

CERTIFIED RECOVERY SYSTM - payday loan

CLIENT SERVICES INC - bofa

CREDIT MANAGEMENT LP - time warner

UNIQUE NATIONAL COLLECTI - library

ZENITH ACQUISITION - certegy

and i am trying to determine which step i should take next in trying to get these off of my cr.

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How can you determine if the company trying to collect is a CA or JDB?...

If none of these are actively trying to collect from you and you are simply trying to "repair" your credit, you should probably ask such question in the specific "Credit Repair" section.

In any event , it really doesn't matter whether they are JDB's or CA's especially if you are trying to repair your credit history; what matters is that they are reporting.

Determining who the original creditor is/was and also who "owns" a debt now shoudl be part of the DV process - it is important for you to know that eventually but not necessairly to get started on the process.

Spend some time in the credit repair section reading about the processes used - that should help you.

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