Missey Posted April 11, 2008 Report Share Posted April 11, 2008 When writting the initial bureau disputes do you stick to one accounts disputes or can you dispute a few different accounts status, balance, and etc... at the same time? Link to comment Share on other sites More sharing options...
Guest BucFan Posted April 11, 2008 Report Share Posted April 11, 2008 Depends, which lines did you find are inaccurate? Dispute those for starters. Link to comment Share on other sites More sharing options...
TTigggers Posted April 12, 2008 Report Share Posted April 12, 2008 You could dispute the validly of the whole entire TL due to multiple errors.But Chances are that it will come back Verified. Link to comment Share on other sites More sharing options...
LoveToGod Posted April 12, 2008 Report Share Posted April 12, 2008 One thing you don't want to do is mail a dispute on Monday, and then mail another dispute on Wednesday, because chances are that they will arrive a two different times, and this will give TransUnion an excuse to give a 15 day extension. They will call it additional info relative to the dispute, even if it is not. It happened to me. Of course they can be sued for that if you kept EXCELLENT records. Link to comment Share on other sites More sharing options...
LoveToGod Posted April 12, 2008 Report Share Posted April 12, 2008 In my opinion, if its is like 2 or 3 accounts it would be okay to include on one letter, but you would not want to dispute 10 accounts on one letter, because it will just look like you are trying to clean up your credit, and they can call it frivolous. Disclaimer: This is just my opinion. Link to comment Share on other sites More sharing options...
crzygrl4241 Posted April 12, 2008 Report Share Posted April 12, 2008 Along these same lines... I have 13 baddies on EX. Of those 3 are CA and 2 are CO. Obviously those are my first targets and worst TL's so my plan was to dispute those all in one letter first. Is this a bad idea? Too many items in one dispute and too severe? I definitely don't want the CRA's to return my dispute as frivolous.With the other 8 TL's, if I dispute these, when should I do this? I'm thinking I should wait until the first group come back, is that correct?Thanks in advance! Link to comment Share on other sites More sharing options...
Guest BucFan Posted April 12, 2008 Report Share Posted April 12, 2008 My wife has disputed as many as 10+ items at the same time. She actually had several removed that way.I personally don't agree with it (for other reasons) but it does work just the same. Link to comment Share on other sites More sharing options...
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