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Got a Wonderful CC offer in the mail today!


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Ok guys, here it is. It's offered through Cortrust Bank!

Terms are:

APR of 18.9%

Fees: One-time Maint $119, Annual Cardholder Fee: $50, Monthly Participation Fee $72 Annualized.

I was so excited I applied right away!! NOT!!! lol Cortrust are xLoserxs

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I've gotten a few of those in my day - though never one with such a good APR :wink:

I'm sure the overlimit fee is nice & cheap, too, which after the 2nd statement, you'd surely be over the limit because of all the fees that would likely fill up all but $1 of the credit line.

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Well, the funny thing too is that I can get up to a $1500 limit. At least after all the fees, the poor sap to get it will still have somewhat of a CL to use, unlike First Premier and their crummy $200 card. Yeah, yeah, I got one but I got it when I was trying to rebuild and had a Fico of 425. It served its purpose and now it's gone.

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... First Premier and their crummy $200 card. Yeah, yeah, I got one but I got it when I was trying to rebuild and had a Fico of 425. It served its purpose and now it's gone.

I had one two and was happy to get it. Too bad I didn't know about secured cards...

-r

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