beestro32 Posted April 14, 2008 Report Share Posted April 14, 2008 Hey all just got my credit score from true credit and thanks to this board i have been able to raise them. just wanted to thank everyone for all their help. My score now are TransUnion: 641......Experian: 624......and Equifax 584.......i know these are not the best buth they are a hell of alot better thank they used to be...... Link to comment Share on other sites More sharing options...
LeslieR Posted April 14, 2008 Report Share Posted April 14, 2008 You are well on your way! Good luck! Link to comment Share on other sites More sharing options...
beestro32 Posted April 14, 2008 Author Report Share Posted April 14, 2008 i know i have a long way to go, but typically what do your number have to be to even be considered for a home loan Link to comment Share on other sites More sharing options...
Moneedshelp Posted April 14, 2008 Report Share Posted April 14, 2008 check the mortgage forums. lots of good info there. at one time, i think 620 would have put you somewhere where you needed to be but it wasn't the best. considering the market, things have changed. again check in mortgages for the info. FHA is not completely score driven. good luck Link to comment Share on other sites More sharing options...
CleverCynic Posted April 14, 2008 Report Share Posted April 14, 2008 If you got them from true credit, you didn't get your credit scores, you got what we call FAKO's... that's the bad news. The good news is that in the 600's your actual FICO's are probably higher. Get fico's at myfico.com... they're pricey though. Find a good promo code for a discount. 7YRSALE works right now for 25% off, and mw01 is a constant standby for 20% off. Link to comment Share on other sites More sharing options...
razr Posted April 14, 2008 Report Share Posted April 14, 2008 What's the difference between FAKOs and FICOs? Link to comment Share on other sites More sharing options...
CleverCynic Posted April 14, 2008 Report Share Posted April 14, 2008 What's the difference between FAKOs and FICOs?You're joking right Razr? The difference is REALITY. Link to comment Share on other sites More sharing options...
lovebug5 Posted April 14, 2008 Report Share Posted April 14, 2008 What's the difference between FAKOs and FICOs?FAKO's come from plastic surgery.... Link to comment Share on other sites More sharing options...
isislc Posted April 15, 2008 Report Share Posted April 15, 2008 Fakos like these Lovebug?Sounds like Razr needs a good ol fashioned beeting too. Link to comment Share on other sites More sharing options...
Krash Posted April 15, 2008 Report Share Posted April 15, 2008 BESTRO, CONGRATS!!!!!!!!!!!!!! Wish ya more luck!! Link to comment Share on other sites More sharing options...
lovebug5 Posted April 15, 2008 Report Share Posted April 15, 2008 Fakos like these Lovebug?Isn't that what FAKO's are?? Link to comment Share on other sites More sharing options...
willingtocope Posted April 15, 2008 Report Share Posted April 15, 2008 What's the difference between FAKOs and FICOs?Just in case this was a legitmate question..Although several other organizations (including the credit bureaus) have tried to horn in on the action, anyone who's going to lend you money turns to FICO for an accurate prediction of whether they'll make money from the transavction. FICO scores are the only true credit scores (at this time).The three credit bureaus don't like having to pay FICO each time one of the people that have signed up for their credit monitoring services wants to see a credit score...so, they've come up with their own...we call those scores "FAKO" because nobody who's going to lend you money looks at them. Link to comment Share on other sites More sharing options...
Amerikaner83 Posted April 16, 2008 Report Share Posted April 16, 2008 for the record, anything RAZR asks is NOT a legitimate question! Link to comment Share on other sites More sharing options...
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