axl1974 Posted April 15, 2008 Report Share Posted April 15, 2008 I have two late payments from about 14 months ago, disputed with all three CRA's and all came back verified. Do these still affect my score even though they're over a year old? Thanks for any info. Link to comment Share on other sites More sharing options...
Fizzle1979 Posted April 15, 2008 Report Share Posted April 15, 2008 I don't think anyone knows the true answer unless you work for FICO. We all have ideas and I think the general idea is any negative item older than 24 months will hurt you score less. Link to comment Share on other sites More sharing options...
zfire Posted April 15, 2008 Report Share Posted April 15, 2008 Well my friend the underwriter says that you can get a new loan with lates, Her exact wording was..no more than 2 lates in the past 24months, and her company wants them explained......so......I would think that if they are 14 months old they aren'thurting you too badly. Link to comment Share on other sites More sharing options...
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