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Secret Credit Scores


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What should I do if my 3 in 1 from truecredit shows that I have one score, but when I go to a lender and they pull my credit and it shows a different score then what truecredit shows?

I know I dont expect it to be 100% accurate all the time - but I am noticing differences of 40 or 50 points on my equifax and experian via truecredit then what my score shows when I went to the credit union or tried to open an account with www.prosper.com.

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