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Posted

Several months ago I had a phone appointment with Kristy, the author of Good Credit is Sexy. If I understand correctly what she suggested, she suggested that I dispute everything negative on my report. I have a lot of late payments on my report, as well, as debt I charged-Off (this is the dumbest thing I ever did.. cut a deal with the OCs to close the account by paying less then what I actually owed). Can someone please help me to understand the rationale Kristy's suggestion. Before I embark on this huge endeavor, I want to make sure that I am doing the right thing in the right way. Thanks. :)

Posted

"...understand the rationale Kristy's..."

No one can explain Kristy's view, opinion, strategy or rationale except Kristy.

Is there anything else we can help you with? What kind of negative info does your CR contain? What are your goals & time frame?

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