lizandjerry Posted June 23, 2008 Report Share Posted June 23, 2008 Really quick question. After I dispute through the CRA's and given they remove the listing, do the CRA's keep track of the last time that I disputed. In other words if I get them removed and then send another dispute 2 months later, will they know that I just disputed 2 months ago? Oh, one more thing. I have a couple of settled collections on there. Would it be smart of me to put down "not mine" or should I just say the date paid is wrong & that the SOL is up? Thanks again. Link to comment Share on other sites More sharing options...
lovebug5 Posted June 23, 2008 Report Share Posted June 23, 2008 The CRA's do keep track of your disputes, which is how they can deem future disputes as frivolous on the same TL. Link to comment Share on other sites More sharing options...
lizandjerry Posted June 23, 2008 Author Report Share Posted June 23, 2008 Thanks - that was what I was afraid of. I don't want to send out too many disputes to the point where they do that & then I'm screwed, but at the same token I don't want to send out too little bcuz then I can't dispute for a while. How long should I wait before I dispute again so that they don't call it frivilous. I've read up on how many to send on the board and I know everyone has tried a different amount. I guess I'll try 4 at a time. Still not sure if I should dispute the paid ones at "SOL UP" or not. I don't think they'll have/or will provide any proof bcuz it doesnt matter to them anymore anyways. Link to comment Share on other sites More sharing options...
lovebug5 Posted June 23, 2008 Report Share Posted June 23, 2008 Some people wait 30 days...Some people wait 60 days. It all depends on how aggressive you want to be with your credit repair and how much risk you're willing to take. As far as your paid accounts, there's really not any harm with disputing them as "Not Mine" if you know that the SOL is up on the accounts. Link to comment Share on other sites More sharing options...
lizandjerry Posted June 23, 2008 Author Report Share Posted June 23, 2008 As far as your paid accounts, there's really not any harm with disputing them as "Not Mine" if you know that the SOL is up on the accounts.That's the problem - the SOL isnt really up, I was just going to say that Link to comment Share on other sites More sharing options...
lovebug5 Posted June 23, 2008 Report Share Posted June 23, 2008 Some here may disagree with me on this, but pursuing some of these debts is going to depend on the amounts of the debts...How old they are...Etc. CA's are much more prone to pursue larger debts owed if you razzle them with letters and things. Link to comment Share on other sites More sharing options...
lizandjerry Posted June 23, 2008 Author Report Share Posted June 23, 2008 Some here may disagree with me on this, but pursuing some of these debts is going to depend on the amounts of the debts...How old they are...Etc. CA's are much more prone to pursue larger debts owed if you razzle them with letters and things.Gotcha. I really don't want to rock the boat. I already have an arbitration filed against me for another account (nut it's not on my credit report so the CRA's shouldnt know that yet). Thanks again! Link to comment Share on other sites More sharing options...
lizandjerry Posted June 23, 2008 Author Report Share Posted June 23, 2008 Duplicate Question - Disreguard - Sorry Link to comment Share on other sites More sharing options...
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