lizandjerry Posted June 24, 2008 Report Share Posted June 24, 2008 If my Credit report shows an account 150 days past due as of 09/2003 doesnt that mean that my last payment was in 04/2003? If so, is that the month that the statute of limitations starts? My 2006 Experian Credit Report shows 150 days as of 10/2003 but my 2008 credit report shows 180 days as of 11/2005 to 09/2007. I havent paid this account since the 2006 Credit Report pull. What's up w/that? If I dispute, how would I word it? Thanks.I have an account that says Collections as of 05/2003,03/2006 to 05/2008. What in the world does that mean? Wouldnt the 05/2003 one be the one I would look at? I am allowed to dispute SOL on collection agencies, right?Last one: I have an account that says "Date of 1st delinquency 11/2003. But I paid it in 02/2005 so that means the SOL is going to go from the date paid, not the date of 1st delinquency. Link to comment Share on other sites More sharing options...
lizandjerry Posted June 25, 2008 Author Report Share Posted June 25, 2008 Didnt want to start a whole new thread for this quick question I did a search about the question and found a post from 2007 butI want to know if anyone has tried this recently. Has anyone recently used the USPS service where you upload your letter & they send it? Just want to know because the letter to the CRA will include my drivers license. Just wondering if anyone has used & not had problems. Thanks! Link to comment Share on other sites More sharing options...
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