hopinglikecrazy Posted June 30, 2008 Report Share Posted June 30, 2008 Hi there.. New here and trying to make a list of who to DV/Dispute first etc. As I'm going through my report from Chase ID protection, I see two listings that are obviously the same bill..Account Global Pay Acct 443355Balance $40Last reported 3/2004Account Collection (XXXXX) Acct #443355 (obviously fake # I'm using for here)Balance $40Last reported 3/2004Ok.. then I go to the section on the report where it should have their addresses and there is nothing for 'collection' etc. And I have multiple ones such as this... What to do? Link to comment Share on other sites More sharing options...
skot0123 Posted June 30, 2008 Report Share Posted June 30, 2008 I would suggest that you don't go by the third party reports for your DV's and disputes as these are often incorrect in some ways. They may show duplicates or incorrect dates and amounts yet when you check your real EX/EQ/TU report they show correctly.That's not to say that the entries are always wrong, it's just a safer bet to go off of the big three's original reports for dispute and DV purposes. Link to comment Share on other sites More sharing options...
LeslieR Posted June 30, 2008 Report Share Posted June 30, 2008 I agree with skot...but your situation is not unusual. The OC may have sold the debt to a JDB that is using a CA to collect it. In that case, I am pretty sure that both can report it. Link to comment Share on other sites More sharing options...
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