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Dispute challanges - time limit, change of address


hollypicklefox
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Due to some personal issues at home, I have not yet sent my initial round of disputes to the bureaus. The only thing I have accomplished so far is successfully disputing inquiries online with EQ.

I am ready to dispute now, but I have two questions regarding my timing.

1) I am moving next weekend (as a result of said issues). Do I need to change my address with the bureaus before I send my disputes, or can I do it in the same letter?

2) My last reports were ordered on May 30. Have I waited too long to dispute off these reports? I know from monitoring services that nothing has changed since these reports were ordered.

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1. Yes, you can include the address change in the same letter. Depending on the number of items you are disputing, you may need to break up the disputes.

2. If you are disputing via letters, then you're fine as the info hasn't changed. For online disputes, some of the CRAs like newer reports.

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