Question about government collection

[will35010]

Hi,

I have an account on all three reports that show a government overpayment. It was from my gi bill. They overpaid me and I repaid it back. It shows on my reports as a paid collection. Can I get it off since there was no true extension of credit? Has anybody else had this problem? I tried a search but didn't really find anything.

Thanks in advance!!!

[Robert Nashville/Savannah]

Hi,

I have an account on all three reports that show a government overpayment. It was from my gi bill. They overpaid me and I repaid it back. It shows on my reports as a paid collection. Can I get it off since there was no true extension of credit? Has anybody else had this problem? I tried a search but didn't really find anything.

Thanks in advance!!!

If you actually received something of value for which you did not pay immediately, the you effectively were given an extension of credit. That aside, credit bureau aren't limited to reporting only extensions of credit.

What I am curious about is who is reporting this; a CA or the government agency itself?

Did you pay after a third-party collector got involved or did you pay before that and directly to the government agency (the VA I would assume)? If a CA was involved then you are probably stuck with this for a while (but may be able to get it removed once it has a little age on it); if it's the government agency, I'd consider a "goodwill approach" and start talking with people, as far "up the line" as you can get; of course, your success with that will depend a great deal on how you handled the issue with them).

[will35010]

If you actually received something of value for which you did not pay immediately, the you effectively were given an extension of credit. That aside, credit bureau aren't limited to reporting only extensions of credit.

What I am curious about is who is reporting this; a CA or the government agency itself?

Did you pay after a third-party collector got involved or did you pay before that and directly to the government agency (the VA I would assume)? If a CA was involved then you are probably stuck with this for a while (but may be able to get it removed once it has a little age on it); if it's the government agency, I'd consider a "goodwill approach" and start talking with people, as far "up the line" as you can get; of course, your success with that will depend a great deal on how you handled the issue with them).

The US Dept. of Veteran Affairs is the government agency reporting this.

I paid them directly when they first sent me a letter saying that they had overpaid me. It was only like $78. I'll try the goodwill approach. When I pulled my report the other day, I just couldn't believe that it was on there. They made the mistake and overpaid me. I promptly paid it back so I would remain eligible for my benefits. Why does my report have to pay for their mistake?

[Robert Nashville/Savannah]

The US Dept. of Veteran Affairs is the government agency reporting this.

I paid them directly when they first sent me a letter saying that they had overpaid me. It was only like $78. I'll try the goodwill approach. When I pulled my report the other day, I just couldn't believe that it was on there. They made the mistake and overpaid me. I promptly paid it back so I would remain eligible for my benefits. Why does my report have to pay for their mistake?

It shouldn't have to pay for their mistake...the problem is that, as with anything the government gets it's hands on, it's somewhat like using using sledg-hammer to drive a finishing nail. From the government computer's prespecive, your $78 might as well have been $78M.

I think if you can get a live human being to listen to you, this can get corrected; they simply shouldn't have been that quick to pull the trigger and report this.