disney

can I get cable?

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I was discharged on 6/2/08 and I am need of cable. They will have to check my credit but I am wondering if it is to soon. What do you think?

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I think WTC is correct. At worst, you might have to pay a deposit. Since you are discharged, some companies find it more secure because you can't file again for a long time.

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I was discharged on 6/2/08 and I am need of cable. They will have to check my credit but I am wondering if it is to soon. What do you think?

Being a much loved cable employee:D...I'll tell you that as long as you don't owe us money, we'll hook you up with whatever you want. Satellite:( however, will run your credit.

-r

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Being a much loved cable employee...
I guess you are the beneficiary of my monthly $139 Comcast bill here in SE PA? :lol:

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Being a much loved cable employee:D...I'll tell you that as long as you don't owe us money, we'll hook you up with whatever you want. Satellite:( however, will run your credit.

-r

As an aside - I've had both Dish and Direct and neither have run my credit. I had to pay Time Warner a deposit at one time when things were really dismal (no BK though) - but it was not a problem.

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Your chances are pretty good. I am currently without and owe them a few hundred. In the past I have had cable turned off and restored and my credit has been shot for a long time. Don't worry...besides, with the change coming February 2009, the cable companies are trying to get all the customers they can...I have Comcast and Direct TV fighting for my business as we speak.

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As recent as your bankruptcy is you may be required to place a security deposit with the cable company. Cable is usually regulated by State or local ordinances. So there may be limits on how much of a security deposit they may ask for and how long they can keep it.

In Illinois, for example, a security deposit may not exceed three months service rate and must be returned, with interest, after 12 months. In that State once you have had an account active for more than 12 months they are forbidden to require a security deposit at all regardless of credit rating or payment history.

So check your local laws or give the utility commission a call.

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I am assuming they may ask me for a deposit and I don't have it right now but I am also not in a hurry. I can wait a couple of months, and I don't owe them any money from the past so they may just charge me the deposit because of the BK. I am also not really looking forward to paying a cable bill.

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Update:

I called AT&T to sign up for U-verse and I don't have to pay a deposit or even provide a debit/credit card. I was nervous about doing it but by the time I started getting nervous the sales rep was setting up my installation time.

I really don't know if they checked my credit but I am hoping the fact that I currently have my home phone/DSL with them and never paid the bill late may have possibly helped me.

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That makes sense Disney. I don't think Comcast even checked my credit when I moved a few years ago. If I miss a bill or two, I am sure my service would be cut asap. Although...when filing client bankruptcy petitions this summer many debtors had massive cable bills. So maybe they let the meter run for quite some time before cutting off service.

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