whocares Posted July 19, 2008 Report Share Posted July 19, 2008 LOL I looked today and see I got a CLI...doubled my credit in a year... Link to comment Share on other sites More sharing options...
LeslieR Posted July 19, 2008 Report Share Posted July 19, 2008 Way to go!!! Good work. With scores like yours, you'll be out of Hooterville soon. Link to comment Share on other sites More sharing options...
leanordjenkis Posted July 19, 2008 Report Share Posted July 19, 2008 How long did it take you to get a CLI? If you don't mind! Link to comment Share on other sites More sharing options...
Freak Posted July 19, 2008 Report Share Posted July 19, 2008 Nice Hooters... Link to comment Share on other sites More sharing options...
torikid Posted July 19, 2008 Report Share Posted July 19, 2008 Wow impressive. Seems to be a lot of increasing going around. Link to comment Share on other sites More sharing options...
whocares Posted July 19, 2008 Author Report Share Posted July 19, 2008 I got my first increase after 3 month and the second at 1 year...Maybe someday I can be a hooters girl!!! Link to comment Share on other sites More sharing options...
Donna47129 Posted July 19, 2008 Report Share Posted July 19, 2008 I got my first increase after 3 month and the second at 1 year...Maybe someday I can be a hooters girl!!!We can only dream! lolCongrats Who! Link to comment Share on other sites More sharing options...
jilliep80 Posted July 20, 2008 Report Share Posted July 20, 2008 Did you ask for a CLI at 3 months or was it automatic? Link to comment Share on other sites More sharing options...
baglady215 Posted July 20, 2008 Report Share Posted July 20, 2008 Did you ask for a CLI at 3 months or was it automatic?Mine was automatic. Link to comment Share on other sites More sharing options...
creditreformer Posted July 20, 2008 Report Share Posted July 20, 2008 Congrats just got my $500 hooters this mo., so I’m hoping they grow as big as yours have Link to comment Share on other sites More sharing options...
ctfudge&bankofC-ville Posted July 20, 2008 Report Share Posted July 20, 2008 They refused to give me a Hooters upgrade. It had been 7 months since first getting the card at 3,000 limit, so I called to see if I could get a tiny increase.They said NO!!!!Then Merrick went and increased my regular Merrick card from 2,800 to 3,000! Less than a month later!Tell me...does this make any sense at all?Kind of supports Amerikaner's Magic 8-Ball theory of credit granting.(Congrats on the bigger jugs...er... I mean on the great Hooters CLI!) Link to comment Share on other sites More sharing options...
lovebug5 Posted July 21, 2008 Report Share Posted July 21, 2008 Nice job on the Boobs! Link to comment Share on other sites More sharing options...
AboveAverage Posted July 21, 2008 Report Share Posted July 21, 2008 I am wondering if I should try now based on my TU FICOs. I only have 4 negatives on there. I know they pull TU and I can't believe they'd still deny me. What do you guys think?BTW Who, congrats and sorry for the hijack. I'm just thinking after a few months of good credit use, I could get at least a $500 card! Link to comment Share on other sites More sharing options...
whocares Posted July 21, 2008 Author Report Share Posted July 21, 2008 Sorry Guy, but your baddies are probally killing your chances....But what do I know....Good Luck Link to comment Share on other sites More sharing options...
AboveAverage Posted July 22, 2008 Report Share Posted July 22, 2008 Sorry Guy, but your baddies are probally killing your chances....But what do I know....Good LuckI'm sure, but I see folks in the low 600s getting :chasey: .... I'm like what the hey, I always thought I was a Hooters guy...Anyway congrats again. Link to comment Share on other sites More sharing options...
creditreformer Posted July 22, 2008 Report Share Posted July 22, 2008 I am wondering if I should try now based on my TU FICOs. I only have 4 negatives on there. I know they pull TU and I can't believe they'd still deny me. What do you guys think?BTW Who, congrats and sorry for the hijack. I'm just thinking after a few months of good credit use, I could get at least a $500 card!above, i think you could get it. i got $500 CL in 7/08 w/far more than 4 baddies...2 cc chargeoffs, 1 unpaid tax lien (which is almost as worse if not worse than bk to some lenders), a few CAs reporting, several 30-120 day lates, etc. TU was LOW 600 @ the time. i should qualify that my 'baddies' are all fairly old (the newest is 2003). Link to comment Share on other sites More sharing options...
AboveAverage Posted July 22, 2008 Report Share Posted July 22, 2008 above, i think you could get it. i got $500 CL in 7/08 w/far more than 4 baddies...2 cc chargeoffs, 1 unpaid tax lien (which is almost as worse if not worse than bk to some lenders), a few CAs reporting, several 30-120 day lates, etc. TU was LOW 600 @ the time. i should qualify that my 'baddies' are all fairly old (the newest is 2003).I'm gonna wait until I'm down to 1 INQ on TU. Not sure if *B is gone for good or what, but I gotta see. When I'm down to 1, I'll give them one more LAST chance (for real this time...) Link to comment Share on other sites More sharing options...
creditreformer Posted July 22, 2008 Report Share Posted July 22, 2008 I think hooters is inq sensitive. I apped for them before w/15 tu inqs (I didn’t know I had that many @ the time) and pretty much the same ficos/same credit history. Got denied. When I apped a few mos. later w/0 tu inqs, I got accepted. Only thing that had changed was # of inqs and new accts (cap 1, ba, target) had reported for 2 mos.I think hooters is a decent cc from what I have read- they seem to do auto CLIs and I’ve read they lower your AF/APR if you treat them right. So I am hoping my 500 hoots become 1k hoots 6 mos. from now. Link to comment Share on other sites More sharing options...
lyle7289 Posted July 24, 2008 Report Share Posted July 24, 2008 Mine was automatic.Mine too. It seems that everytime I check my CL I have an increase!!Now if I could just get them do DE-crease the interest rate. I might actually use it.I am at $3200 with them and started at $1000 I think! Link to comment Share on other sites More sharing options...
AboveAverage Posted July 26, 2008 Report Share Posted July 26, 2008 Well, I decided to bite the bullet and try with 2 INQs. I have 2 INQS and 3 baddies on my report (one baddie went away). The rest is just a whole bunch of good credit history from the beginning of 11/07. I probably should have waited until Macys reported the $800 limit but it just occurred to me now. I got the infamous 7-10 days. I know this isn't necessarily a denial but I'm like c'mon!!Thank you for giving Hooters MasterCard the opportunity to serve your financial needs. We are processing your application and you will be notified regarding its status within 7-10 business days.I'm not even going to call them. I'm going to wait until I get a denial letter. They really have no excuse now. TU is seriously my best report. Link to comment Share on other sites More sharing options...
Magdalen77 Posted July 28, 2008 Report Share Posted July 28, 2008 Well, I decided to bite the bullet and try with 2 INQs. I have 2 INQS and 3 baddies on my report (one baddie went away). The rest is just a whole bunch of good credit history from the beginning of 11/07. I probably should have waited until Macys reported the $800 limit but it just occurred to me now. I got the infamous 7-10 days. I know this isn't necessarily a denial but I'm like c'mon!!Thank you for giving Hooters MasterCard the opportunity to serve your financial needs. We are processing your application and you will be notified regarding its status within 7-10 business days.I'm not even going to call them. I'm going to wait until I get a denial letter. They really have no excuse now. TU is seriously my best report.I got that message. I called Hooters (because I had a fraud alert on my CRs) and was told to wait out the process. I got my card about 5 days later. I think my score was in the low 600s at the time (615-620). Link to comment Share on other sites More sharing options...
AboveAverage Posted July 29, 2008 Report Share Posted July 29, 2008 I got that message. I called Hooters (because I had a fraud alert on my CRs) and was told to wait out the process. I got my card about 5 days later. I think my score was in the low 600s at the time (615-620).I'll call them Friday then. 673 is what myfico tells me I have. I have always read folks getting them at scores I started out with or lower. All of my baddies are old. They really have no excuse. Link to comment Share on other sites More sharing options...
insomniac Posted July 30, 2008 Report Share Posted July 30, 2008 I started out with a $1500 Hooters CL in January, got denied for a requested CLI in May or June (can't remember). But I got an automatic $300 CLI when this month's statement closed two weeks ago. I'll take it.(Now I'm just waiting for my $500 BofA secured card to graduate, hopefully next month...) Link to comment Share on other sites More sharing options...
AboveAverage Posted August 3, 2008 Report Share Posted August 3, 2008 I started out with a $1500 Hooters CL in January, got denied for a requested CLI in May or June (can't remember). But I got an automatic $300 CLI when this month's statement closed two weeks ago. I'll take it.(Now I'm just waiting for my $500 BofA secured card to graduate, hopefully next month...)Just got my Hooters today. A whopping $750. I also have according to my agreement a $36 AF and a 21.95% APR. I will definitely take it as I can use it to pay my Geico bill. I did Christen it with a trip to Hooters. I don't know if it's like this in all Hooters, but they really need to change the name to Very-Flabby-Guts. Spent $40 bucks and brought my DF dinner so she did not have to cook (she was not amused that I went there......lmao), and paid my insurance bill with it. Now my util can be spread amongst the three CCs I got. So tell me folks, is it three months or 6 months before I see some CLI love? Since I've seen that it's auto-love, I might just leave them alone for now. Link to comment Share on other sites More sharing options...
whocares Posted August 3, 2008 Author Report Share Posted August 3, 2008 Good Job, glad you got it....and you got to go out too...Don't spend it all in 1 place and when your baddies are gone, try for the geico platinum card, I use to to pay my bill monthly... Link to comment Share on other sites More sharing options...
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