Elreyed Posted July 28, 2008 Report Share Posted July 28, 2008 First of all, thank you to creditinfo and the rest of you for your incite.Although this is my first post, this website has been an invaluable tool towards credit repair.The issue I am having with HSBC is unbelievable. On EXperian they report the account as sold/transferred. On TU they report the account as chargeoff.Validated numerous times with TU and each time comes back verified no changes. HSBC sends document that says account sold. zero balance. In no part of the letter does it say payment after collection.The original CA (MCM) immediately deleted the file upon fist dv.Look forward to your responses. Link to comment Share on other sites More sharing options...
swirlgirl Posted July 28, 2008 Report Share Posted July 28, 2008 It sounds like it is reporting correctly. The account was charged off by the OC. So, they can show it as a charge off with a zero balance.Did you pay off the account? Link to comment Share on other sites More sharing options...
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