hendu Posted August 3, 2008 Report Share Posted August 3, 2008 I have been dealing with them for 2 years now. I have not given up, obviously, and I have finally made some progress. Thanks to all of you who have helped me to understand patience and persistence!About a month ago, I was looking for another way, without going to court, to get them off of my report. It is way past SOL. They had already committed many violations:1) reporting open account2) factoring company notation3) re-aging4) reporting different amounts5) incorrect validation6) ignoring validation request....I live in Texas! 7) etc, etc, etc.I Dv'd them again. I pointed out to them everything they were doing to poison my report. Of course they never responded. In the meantime, I also read up on info on how a "well-worded" complaint to the BBB would pretty much get the job done.I had read new info recently, about why these punks were considered an OC now. I was shocked that this JDB would be considered an OC now, so I thought up another plan of action...the 623 letter. I figured they wouldn't respond to that either, but that would be another violation.So before it got to the point of writing the 623 letter, I filed complaints with the BBB, South Carolina AG, Texas AG, FTC and The ACA because they did not respond. It must have worked because I got confirmations from all of them, saying that they had received my complaints. Well, lo and behold, I just updated my TrueCredit scores and reports and I see that one of the accounts (I have 2) had been deleted from XPN! The other account on XPN is still there as well as the 2 TL's on TU. I had the 2 TL's deleted from CSC a while back. CSC tried to re-insert one of them so I settled out of court with them, plus suppression of the deletion!I felt a great relief when I saw it deleted, so I logged into the XPN website online report this morning to make sure it was not a glitch or mistake and it was GONE!!!! I immediately printed the report, so XPN doesn't do what CSC tried to do, re-insert.Point is that whomever got the job done (BBB, ACA, FTC or the AG's), it worked!Thanks again to all who gave me great advice in dealing with LVNV/Resurgent. I am waiting until the next time I update and see the other TL's deleted as well. I will keep you posted when and if the other TL's are deleted!:: Link to comment Share on other sites More sharing options...
hendu Posted August 8, 2008 Author Report Share Posted August 8, 2008 Checked this morning........LVNV is gone completely, both accounts, from XPN!!!!I'm waiting for TU to update. Also for the confirmation letters from the appropriate agencies informing me of what transpired!I do not know if it were due to BBB, State AGs, FTC, or ACA.Keep you posted! Link to comment Share on other sites More sharing options...
hendu Posted August 11, 2008 Author Report Share Posted August 11, 2008 One account left on TU! Link to comment Share on other sites More sharing options...
Donna47129 Posted August 11, 2008 Report Share Posted August 11, 2008 Good job!! Link to comment Share on other sites More sharing options...
hendu Posted August 11, 2008 Author Report Share Posted August 11, 2008 Thanks! Link to comment Share on other sites More sharing options...
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