Dancing with the Devil?

[msteve0000]

Hello forum,

My credit has improved dramatically and I was looking to add a New Visa CC. I was going the normal route through my bank, but I remembered having a First Premier CC that I voluntarily closed in good standing in 2001. I recently spoke with First Premier asked If I could continue my credit history from 2001 if I applied for a new card. They said yes. My question is: Is it worth dealing with First Premeire, or should I just apply with my own bank?

Thanks.

P.S. How do I deal with First Premier to make sure they deliver on their word?

Fako's

680 635 700

TU EX EQ

[justincase]

Hey congrats on your progress, you might want to post in the Obtaining Credit, Loans, and Auto Financing section of our community and you might get some great feedback.

[isislc]

To answer your question, NO, don't go back to First Premier. They are a subprime card and if your scores are better than they were previously then I'm guessing that you should be able to get yourself some decent CCs with no annual fees and better interest rates. Not to mention, better CLs than what FP would offer you.

[2ndTimeAround]

To answer your question, NO, don't go back to First Premier. They are a subprime card and if your scores are better than they were previously then I'm guessing that you should be able to get yourself some decent CCs with no annual fees and better interest rates. Not to mention, better CLs than what FP would offer you.

Dancing with the Devil? - Great Song!!!

I agree with isislc about a subprime card. You should look at different credit card companies, shopping for better interest rates/terms.

Try Bank of America - if you do automatic minimum deductions from your checking account, they will cut to interest rate even lower.

..my $000.000002....