JTsdaddy Posted August 12, 2008 Report Share Posted August 12, 2008 I have a recent collection account, Both Merdical How is this inpacting my scores,,.... 1 is 30.00 the other is 127.00 Link to comment Share on other sites More sharing options...
swirlgirl Posted August 12, 2008 Report Share Posted August 12, 2008 Recent collections always have a greater impact that old ones. Since these are small, try doing a PFD with the OC. Link to comment Share on other sites More sharing options...
JTsdaddy Posted August 12, 2008 Author Report Share Posted August 12, 2008 but they are with a collection agency .. I PFD with OC... correct ? Link to comment Share on other sites More sharing options...
willingtocope Posted August 12, 2008 Report Share Posted August 12, 2008 Personally, I'd call the OC and give them the old "oh my god, I forgot all about this, and after you took such good care of me...my goodness...can I send you a check?...oh wow, I'm really sorry...and, can you call off the CA".Pay the OC...nothing good ever comes from paying a CA. Link to comment Share on other sites More sharing options...
swirlgirl Posted August 12, 2008 Report Share Posted August 12, 2008 For medical, always try to work with the OC first. Link to comment Share on other sites More sharing options...
whocares Posted August 13, 2008 Report Share Posted August 13, 2008 I got one before, I just sent a check to the OC, after it was cashed and cleared I sent a copy to the CA and told them the debt was paid...When I got another letter from the CA I called the hospital and told them I was getting letters for a paid debt and they took care of it...Good luck Link to comment Share on other sites More sharing options...
Florida_Bronco Posted August 13, 2008 Report Share Posted August 13, 2008 For medical, always try to work with the OC first.I agree. I'd do the Whychat method and be done with it. Link to comment Share on other sites More sharing options...
Hothead Posted September 5, 2008 Report Share Posted September 5, 2008 Today is my first day as a member and I already love this website! Anyway I have the same problem a new collection popped up today-Wireless (T-Mobile), so do I try to work with the OC or do I try to settle with the CA. I seen in the earlier post that it is best to go after the OC when it comes to medical bills, but what about wireless collections? Link to comment Share on other sites More sharing options...
swirlgirl Posted September 5, 2008 Report Share Posted September 5, 2008 Hothead, welcome to the board. It may be better in the future to start your own threads as you will get more responses on a new thread as opposed to this old one.But to answer your question, always try to work with the OC first. However, some OCs may refuse to work with you and refer you to their CA. Link to comment Share on other sites More sharing options...
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