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AboveAverage

Sterling Trifecta $3000 limit--1 down 2 to go.

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It took a while for me to join the Sterling party and it looks like it will still take awhile to get the other two. But, I finally got Kays! $3000 added to the utilization.

Tomorrow Jared's will be had and then JB Robinson on Friday. Just sucks that that #*&*@bag supervisor is making me go all over NJ for damn TLs because EQ must've put the FA back on my report....but I can't see it.

Anyway, this became a darn saga..... moving on up now!

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Congrats. Are you doing it for utilization or b/c you actually buy from those stores? I’m debating about the trifecta b/c like CJ, I don’t shop for jewelry except maybe once in a very blue/rare moon.

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AboveAverage,

Not all three pull EQ. I just completed the Trifecta and two pulled EQ and one pulled EX. Two soft-pulled EX.

Maybe you have a FA on your EX?

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Congrats. Are you doing it for utilization or b/c you actually buy from those stores? I’m debating about the trifecta b/c like CJ, I don’t shop for jewelry except maybe once in a very blue/rare moon.

Both. But initially it will be used for Util as that's pretty much why I wanted this for so long.

Unlike CJ, I (should not) be obliged to buy something every 6-7 months, though if I'm wrong, someone please correct me.

I do want to upgrade the engagement ring....though if I followed the 3 months salary rule, it's not going to happen with the limit I got...lmao. Jared's seem to sell high-end watches like Tag-Heuer and Movado...I need to consult with a friend of mine to see if watches are still "in"...lmao. (I haven't worn a watch in about a decade and he's one of those straight guys that likes to say "product" when talking about hair/face products...) I have always liked Movados....

It is so serious, that I have to drive 25 miles on mostly highway to Jared's after work. Then go about another 50 miles on Friday morning JUST to complete the Trifecta with JB Robinson.

Oh one more thing, if you do buy something high end, make sure you use the 20% 12 month at 0 percent option. Meaning you put 20% down and then pay the remainder within 12 months.

X=Cost of item (e.g. $2000 solitaire engagement ring)

X -(X *.20)/12 = monthly payment.

Math...my worst subject, yet somehow simple algebra/arithmetic I can do.......lmao.

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AboveAverage,

Not all three pull EQ. I just completed the Trifecta and two pulled EQ and one pulled EX. Two soft-pulled EX.

Maybe you have a FA on your EQ

I suspect this has to do with the INQ removal...

When I had an FA, I could see it when I do a TC pull. I don't see anything relating to a FA on TC, which is why I'm so confused. I will have to contact EQ directly but I'm so busy at work right now. I'll try to do it around 3:30PM as I'd like to get to the bottom of that.

Actually, according to TC, they not only pulled EQ, but also TU as well. No EX.

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Was supposed to get this done yesterday, but had some stuff came up.

Anyway, going to Jared's was not a total waste of time....

It's like going to a Spa of Jewelers.....they offer you cappucino and whatnot. I was like, really? Thank God I went there after work. Gave them some schpiel about buying a Tag-Heuer or Movado watch OR perhaps getting a bridal set. Filed out the app, got a phantom FA that I'm gonna ask about in another thread cause I called EQ and they swear I don't have one...anyway once I got that, I was approved.

I was given a free gift too...a minature Movado desktop clock...the thing is tiny and could roll over at anytime...they kept me there for a whole 2 hours, darn near closing. Anyway, I learned a lot about 3000 dollar watches. Wore the Tag-Heuer Carrera watch....listing about $3400....also wore the Link...another $3000 watch....mind you I had no plans to seriously spend about a month's worth of pay on a watch, timepiece, or whatever you want to call it. I couldn't buy it anyway because supposedly their computers were down and I have to call Jareds tomorrow and find out if my credit limit went through...but I will assume it's for the $3000 limit.

Tomorrow will be the final point of the Trifecta then the Triangle of Life will be complete.

I must say though...Jareds is very, very swanky....can't wait to see what JB Robinson's is like. For those of you in NJ, this was the one in Watchung, on Route 22. Place opened on Memorial Day weekend.

Anyway, hope JB's give me a free gift too... :D

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Tomorrow will be the final point of the Trifecta then the Triangle of Life will be complete.

OMG I have had a very tiring day of work...my eyes are crossing right now...and this had me :ROFLMAO2:

TKS

LMAO - I will think of it this way too...it's like my whole life has come together now that I've joined all three angles. (But I'm glad I didn't have to go to the store, let alone spend two hours, to get it).

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I got the Jareds $1500 limit... problem is you can't buy online...you have to go to the store.. :evil: that could be trouble :shock:

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OMG I have had a very tiring day of work...my eyes are crossing right now...and this had me :ROFLMAO2:

TKS

LMAO - I will think of it this way too...it's like my whole life has come together now that I've joined all three angles. (But I'm glad I didn't have to go to the store, let alone spend two hours, to get it).

I'm glad I made your day, truly. :)

Seriously, I was pissed I had to go to the store, but when all these folks were going out of their way to try to get my business, it actually felt good for the first hour.....plus I got a clock and jewelry cleaner for my trouble....

Not a bad deal....

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I got the Jareds $1500 limit... problem is you can't buy online...you have to go to the store.. :evil: that could be trouble :shock:

Get yourself the other two....you will get approved and you'll have $4500 for utilization purposes....plus, you can find something in Kays that's within your $1500 and get 0% if you put 20% down.

Trust me....$1500 won't be enough in Jareds.....maybe a pair of earrings or something.....none of the watches I put on were within my limit....I'd have already overdrawn....lmao!

I think they had $1000 items...but the guy just put me on the top of the food chain.....thank God I couldn't use my limit right then and there.....I would have had to have run.

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Ok, I'm off to JB Robinson land....(day off for two more weeks on Fridays.... :( )

Wish me luck (like we both know I need it.....well, maybe)...

:)

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Enjoy your frappacino

Isn't it terrible that we have people reduced to "enjoying" their days off in jewelry stores to get the good CLs? :)

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Enjoy your frappacino

Isn't it terrible that we have people reduced to "enjoying" their days off in jewelry stores to get the good CLs? :)

For $9000 in util...with my credit? I'll live...Sterling swears I have a fraud alert.

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Got my Trifecta....$3000x3=$9000 in utlization...the DF might get her ring around the holidays.....life is good. Can't wait until it reports!

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Ahhhhh.....

All three cards are now in my possession. I am officially happy! Went from $0 to $18K in available credit for Utilization in 9 months. Yes, that includes CJ and yes it includes 6K in phantom Sterling Credit as all three share the limit. But as far as TC and myfico is concerned...I got $18K!!!

Next is working on CLI on the stuff I already got. Must resist the call to get new cards.... :D

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Congrats. Let me know when Sterling starts reporting. I got my cards late last week, but no reporting yet.

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Congrats. Let me know when Sterling starts reporting. I got my cards late last week, but no reporting yet.

I am of the opinion we both should see reporting by the first week of September. Easy.

I will let you know when though for sure.

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AA, Sterling has reported all three accounts to TU (as of yesterday). Will let you know when the other two show them.

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AA, Sterling has reported all three accounts to TU (as of yesterday). Will let you know when the other two show them.

Thanks Les, I can't pull until later on tonight....I MIGHT just wait until tomorrow morning, but that's always so hard.

I was so tempted to not buy anything this weekend.....but I'm going to hold out until the holidays....

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AA, Sterling has reported all three accounts to TU (as of yesterday). Will let you know when the other two show them.

GOT IT!!!! YEAH BABY! It's only showing on TU as of today too... (or yesterday...depending on when it showed up within the last 24 hours).

Guess the other two will folow....

YEAH BABY!!

Oh I am so glad I took those drives to the jewelry stores....LOL!

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All three now reporting to EX as of today......

Just curious, but how much did Sterling give you? I never asked and I can't remember if you posted it earlier.

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ok.. just applied at kays.... they said it is under review and i should receive a decision in 1 hour.... does anyone know if these guys do income verification?... i kinda exaggerated a lil bit...

lol

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