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spiegel card out sol but midland has debt?


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i had a spiegels card that my ex wife ran up. it was opened in 2000 and then charged off in 2003. Spiegel has since been deleted.because midland and spiegels were both reporting.

Midland now has it and says it's it was opened in 2007. they sent me an 40% off offer. I'm thinking of writing them and saying I'll pay only for deletion.

my question is... can I not still deal with spiegels or do I have to deal with midland?

And also after offering a PFD if it's not accepted can I not say foad to them because it is SOL?

Don't they know that it is out of Sol?

what to do?

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