Infocheck Posted August 20, 2008 Report Share Posted August 20, 2008 Hi everyone!I have a fraud alert on all three C B's. I don't mind but when i apply for credit for a quick approval I have to call in or wait for the creditor to call me. Being that i do monitor my credit report daily with 2 monitoring services. I was wandering if i should keep the fraud alert open? I think i got turned down for a couple of cards because of the fraud alert, it gives the creditor to much time to think things over. I would appreciate your help. Link to comment Share on other sites More sharing options...
Bigwoodystyl Posted August 20, 2008 Report Share Posted August 20, 2008 Hi everyone!I have a fraud alert on all three C B's. I don't mind but when i apply for credit for a quick approval I have to call in or wait for the creditor to call me. Being that i do monitor my credit report daily with 2 monitoring services. I was wandering if i should keep the fraud alert open? I think i got turned down for a couple of cards because of the fraud alert, it gives the creditor to much time to think things over. I would appreciate your help.It sounds like you're applying for too much credit Link to comment Share on other sites More sharing options...
Infocheck Posted August 20, 2008 Author Report Share Posted August 20, 2008 I just started applying for credit the past few days. The firs card i applied for i was approved, but they had to verify alot of info before they approved me. I also believe the UW take a deeper look into your credit which i have 3 old collections but my scores are good 691 TU, 710 Ex, 800 EQ. My credit is a year old with some old accounts listed but closed. My debt to income is good. Link to comment Share on other sites More sharing options...
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