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Hello Forum,

I am a 45 yo male who temporaly left the workforce to become a full time college student and complete my degree. I want to further build my credit history and I seek advice for applying for a VISA CC. I have a two MasterCard CC's:

Wamu Secured CC ($1000.00) 2 y.o.

Emblem revolving CC ($1000.00) 2 y.o.

Student loans ($8,000.00) Deferred

My history also includes two 36 month installments loans($10,000.00 total) that have been fully paid.


706 735 722

I'm sure I can acquire a student VISA CC ($500.00) from any bank. My question is can I acquire a CC with a greater CL without any verifiable income? If so, which bank?


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