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Student Loan Consolidation


maddison66
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I am currently working on my Masters degree and have some student loans from my undergraduate work which are currently on deferment. These loans are currently consolidated, one with Sallie Mae and the other with Great Lakes.

My question is would it make sense to consolidate all my old loans thru Direct Loan Consolidation now, or should I wait until right before I am finished with obtaining my Masters degree and consolidate everything at that time?

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You CAN'T consolidate any loans that have not yet started their 6-month grace period after you graduate, withdraw, or drop below half-time from school, even if you want to! Please note that even if you were able to do this in the past, it's really, truely no longer allowed.

Does that make the decision any easier?

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Yes, that does make my decision easier. Sometime next year, I want to get a part-time teaching position at a Community College here in Columbus and will use that money to begin paying on my student loans, at least the interest, on the loans.

Thanks again for your advice...!!! It was much appreciated.

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