sammy_diaz Posted August 24, 2008 Report Share Posted August 24, 2008 I have duplicated student loans on my report. How do I get rid of that?! Link to comment Share on other sites More sharing options...
LeslieR Posted August 24, 2008 Report Share Posted August 24, 2008 What do you mean by duplicated? Typically, student loans will be reported by the original lender as well as the guarantor (e.g., Wells Fargo and Sallie Mae). If the loan is ever sold, a second lender will pop up. Link to comment Share on other sites More sharing options...
sammy_diaz Posted August 24, 2008 Author Report Share Posted August 24, 2008 What do you mean by duplicated? Typically, student loans will be reported by the original lender as well as the guarantor (e.g., Wells Fargo and Sallie Mae). If the loan is ever sold, a second lender will pop up.I mean that SALLIE MAE has reported the same exact account with the same account no with the same amount of late payments twice on my report. Link to comment Share on other sites More sharing options...
LeslieR Posted August 24, 2008 Report Share Posted August 24, 2008 Dispute the duplicate with the CRA. Link to comment Share on other sites More sharing options...
starstruckdiva Posted August 25, 2008 Report Share Posted August 25, 2008 I think I understand what you mean in re: to Duplication. That has happened to me. Originally I had BRAZOS as the company that I paid each month. However, somehow they sold the loan or transferred to another one of their INNER circle of friends. Then I was sent a letter informing me to pay Educational Funding Service. Well last year November sometime they TRANSFERRED my loan to AES. So in June I pulled my credit and low and behold I had on my credit report2 brand new student loans with AESand the SAME 2 old loans with EFS. I disputed so the CRA said, "These are your loans." Basically nothing changed. So then I disputed the totals. Then the CRA actually noted the 2 TRANSFERRED loans as being TRANSFERRED with ZERO balancesThen I finally got them to update the AES loans. I called and found out that AES, BRAZOS, Bank of AMERICA they all basically are in the same pot with my loan. HOwever, AES is supposed to be the one who updates the info and etc but BRAZOS is the guarantor or the loan. So my new problem is I want to remove the old loans that were sold or transferred because I had them DEFERRED a number of times and they've been on there for over 7 years. I was told that the CRA has to remove.So my problem is NOW what do I do to try to get them to remove.I have duplicated student loans on my report. How do I get rid of that?! Link to comment Share on other sites More sharing options...
sdott313 Posted September 11, 2008 Report Share Posted September 11, 2008 Sallie Mae is being reported twice on my report with the same acct number, the balance differs because I took a loan in the fall and then another loan for the spring/summer semester. Link to comment Share on other sites More sharing options...
jq26 Posted September 18, 2008 Report Share Posted September 18, 2008 I had the same issue. I disputed, then complained to AES, then disputed again. No resolution. It is annoying. It makes me look I owe much more than I really do. Link to comment Share on other sites More sharing options...
LynnInMN Posted September 22, 2008 Report Share Posted September 22, 2008 Brazos is not a guarantor but a lender . Texas student loans uses them a lot . Link to comment Share on other sites More sharing options...
tommy32 Posted September 28, 2008 Report Share Posted September 28, 2008 I am having the same problem with sallie mae...They are reporting 9 loans all PIF but 120 days late, and another collections company has all of my loans reporting for collections for 13500$, which I don't see how cause they have been consolidated by great lakes and are in deferment till next september. I am going to dispute, I think and know that someone is making an error... Link to comment Share on other sites More sharing options...
Recommended Posts