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Lichjen
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I am already working on getting my student loans taken care of

turns out there IS some false stuff on my report!

So, should I go from the bottom (lowest) Up (most $$) or Up - Down

Basically I know I have 4 apts on there, that will effect me when I move later in life - and I dont wnat my kid living in an unsafe area b/c thats all the 'credit' I can get!

I will do what I can, as often as I can and get this stuff off mmy credit!

I just

after printing out my credit reports - I have no idea where to go

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Hello :) , I can certainly relate to your feeling overwhelmed by your report. What worked for me is I broke the load down into a more mangeble size. I started with two accounts and went from there.

Secondly, there's no way around it read the sticky's they contain a lot of great info. When I first started I spent a lot of time educating myself on the particular CA or OC and how to handle them.

http://www.creditinfocenter.com/repair/Repair.shtml

Try that link it has some great basic info that you can latter refine with the CIC forum. Hope that helps :)

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