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Question about credit


cunclusion
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Ok I use to have a Next Card in my previous credit ignorant life. But it was scheduled to be removed in November 2008 now Merrick got the account it should still be removed at the same time right or did the government give them some leeway? Any information would be greatly helpful.

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Ok I use to have a Next Card in my previous credit ignorant life. But it was scheduled to be removed in November 2008 now Merrick got the account it should still be removed at the same time right or did the government give them some leeway? Any information would be greatly helpful.

The government? Huh?

If the card is still in a deliquent state, then the DOFD still applies. If the 7 years is up in November, then it still should fall off. But again, the debt doesn't go away after it falls off and the CA/JDB can still try to collect on this.

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What I mean is I think that Next Card closed and either they had an auction for the accounts or they were brought by Merrick. I know they are not suppose to just fall off. In fact I just spent a year trying to fix a mistake they had with me being deceased.

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