cmo140 Posted September 3, 2008 Report Share Posted September 3, 2008 I am helping my cousin find credit cards, She is 19 and has no history, When i was at the age I applied for credit cards got approved fast. I was wondering if anyone knows a couple good ones to get without doing the secure cards.Thanks Link to comment Share on other sites More sharing options...
LeslieR Posted September 3, 2008 Report Share Posted September 3, 2008 www.whogavemecredit.com and www.financeglobe.comAlso, check out admin's latest blog post (linked here in the forums) on the best student credit cards. Link to comment Share on other sites More sharing options...
fixcrdt Posted September 4, 2008 Report Share Posted September 4, 2008 Credit Unions Link to comment Share on other sites More sharing options...
Bigwoodystyl Posted September 4, 2008 Report Share Posted September 4, 2008 If I were you I would have her:1. Join a credit union located in her community and open a card there.2. Open a credit card account at her primary bank to strengthen the banking relationship3. Pick one from a list of:-BofA-Chase-Citi-Wells Fargo(Make sure to apply for beginner cards here, or the app will be declined)3 cards is more than enough. Use them regularly and PIF. Let them age. By the time she is 24, she will have scores in the upper 700's, and will not appear overextended.As her credit moves into the "Excellent" category, it will become important that she resist applying for new credit. She must also learn to say "No!" to pre-approval offers no matter how enticing the terms.I think most people don't have a real plan as to what type of account they want and that's when one winds up with 11 different revolving accounts on the CR for the next 10+ years from the likes of Merrick Bank, GEMB, WFNNB... or even worse! Have a plan!. Link to comment Share on other sites More sharing options...
cap1kid Posted September 6, 2008 Report Share Posted September 6, 2008 Is she in college?- The cc companies whore their cards there- tell her to establish good habits----- Link to comment Share on other sites More sharing options...
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