Focus2069 Posted September 11, 2008 Report Share Posted September 11, 2008 I was just going thru my Equifax credit report....what the HELL is GEMB doing an account review on my accounts every 5-7 days for???AR-GEMB/PAYPAL 08/28/08, 08/21/08, 08/19/08, 08/14/08, 08/07/08, 07/31/08, 07/24/08, 07/21/08, 07/17/08, 07/10/08, 06/26/08, 06/20/08, 06/19/08, 06/12/08, 06/05/08, 05/29/08, 05/23/08, 05/16/08, 05/08/08, 05/01/08, 04/24/08, 04/18/08, 04/17/08, 04/10/08, 04/03/08, 03/20/08, 03/14/08, 03/13/08, 03/06/08, 02/28/08, 02/21/08, 02/15/08, 02/14/08, 02/07/08, 01/31/08, 01/24/08, 01/17/08, 01/10/08, 01/03/08, 12/27/07, 12/20/07, 12/14/07, 12/13/07, 12/06/07, 11/22/07, 11/19/07, 10/23/07, 09/14/07 i mean....damn......its the same dates for 2 different GE accounts.these arent hard pulls, so they dont hurt my score...but still.....Im also having "account reviews" from companies I havent done business with in years (energy companies....) Link to comment Share on other sites More sharing options...
Ahntara Posted September 11, 2008 Report Share Posted September 11, 2008 Why not contact them and ask? Link to comment Share on other sites More sharing options...
BTO429 Posted September 12, 2008 Report Share Posted September 12, 2008 Call the and find out and demand they remove those inqs from the CR it can be done. Link to comment Share on other sites More sharing options...
LadynRed Posted September 12, 2008 Report Share Posted September 12, 2008 Looks like something to take up with PayPal though.. but that's still ridiculous. Link to comment Share on other sites More sharing options...
Ravenous Wolf Posted September 12, 2008 Report Share Posted September 12, 2008 Some outfits do "universal default" in which it is almost as if you are re-applying for credit with them every time they pull a soft-inquiry. Their software checks your credit situation as of that day of the pull to see if you satsify their criteria.Many outfits just do it in the beginning and they don't care what your credit situation is years later as long as you are making all of your payments on time.However, universal default is different because they can bend you over and give you the big chorizo by jacking up your interest rates, change the terms, or even close your account. That happened to me with a credit card that I got from my employer for business expenses which was Diner's Club. They did a soft pull at least once a week. And when my debt went through the roof, they put severe limitations on my credit purchases and then they eventually closed the account. Link to comment Share on other sites More sharing options...
someonesomewhere Posted September 19, 2008 Report Share Posted September 19, 2008 As they are soft INQs, don't worry. Be happy. Might actually contribute to *b* Link to comment Share on other sites More sharing options...
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