dee723 Posted September 13, 2008 Report Share Posted September 13, 2008 HI everyone, I am hoping someone can help with this. There is an entry on my Experian report: RNB-Fields3, it isn't shown as a negative report but says status is closed/transferred-purchased by another lender. The status details say this account is scheduled to continue on record until July 2014. Can anyone decipher this? If it was last reported 7/2004 shouldn't it fall off in 7 years? I don't get the whole 2014 date. Thanks in advance for your advice!Dee Link to comment Share on other sites More sharing options...
swirlgirl Posted September 13, 2008 Report Share Posted September 13, 2008 Did you google? It looks like it's from Retailer's National Bank-Marshall Fields. Link to comment Share on other sites More sharing options...
dee723 Posted September 13, 2008 Author Report Share Posted September 13, 2008 I didn't google it...I never had a Marshall Fields account. I am really confused about the length of the date it will be reported and the fact that there is no info on who the account was transferred to. I am going to dispute it with Experian even though it is listed under Accounts in good standing. Thanks for the reply! Link to comment Share on other sites More sharing options...
Freak Posted September 13, 2008 Report Share Posted September 13, 2008 If it is not negative, it can stay up to ten years. Link to comment Share on other sites More sharing options...
swirlgirl Posted September 13, 2008 Report Share Posted September 13, 2008 Have you ever had any store credit cards? With all of the mergers, this could be an old account from a store that's been bought by the owners of Marshall Fields. Link to comment Share on other sites More sharing options...
Freak Posted September 13, 2008 Report Share Posted September 13, 2008 Why do you want to do that? If it is not negative, it is not hurting you? You run the risk or waking a sleeping giant. I too have one listed like that. At this point, it is not negative, and attempts to remove it may cause more problems. Link to comment Share on other sites More sharing options...
Freak Posted September 13, 2008 Report Share Posted September 13, 2008 I didn't google it...I never had a Marshall Fields account. I am really confused about the length of the date it will be reported and the fact that there is no info on who the account was transferred to. I am going to dispute it with Experian even though it is listed under Accounts in good standing. Thanks for the reply!Why do you want to do that? If it is not negative, it is not hurting you? You run the risk or waking a sleeping giant. I too have one listed like that. At this point, it is not negative, and attempts to remove it may cause more problems. Link to comment Share on other sites More sharing options...
dee723 Posted September 13, 2008 Author Report Share Posted September 13, 2008 I guess it's not hurting me but it is listed twice. I am looking to get a new vehicle in about 2 months and just want to make sure my report is accurate. Whoever "owns" the account is not listing it with any of the bureaus and I'm a little curious about who owns it. Thanks for the reply! Link to comment Share on other sites More sharing options...
BTO429 Posted September 14, 2008 Report Share Posted September 14, 2008 If it is listed twice dispute it as a duplicate TL and see if it will be deleted. I had that problem and I got three dups off my report. Link to comment Share on other sites More sharing options...
Ahntara Posted September 16, 2008 Report Share Posted September 16, 2008 OP: Be aware that losing old, positive TL's may cause a drop in your score just when you can afford it least. Link to comment Share on other sites More sharing options...
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