kungfu27 Posted September 25, 2008 Report Share Posted September 25, 2008 i got a letter on sep.9 from naf saying an award has been entered against me on behalf of chase. before this happened i sent the collection agency a letter to negotiate percentage of the debt, but never heard back, and i called chase but they will not deal with me.i dont even have a job right now, and i dont own any property, except for my car which isnt paid off. i cant afford a lawyer or to go to court. so my plan was to negotiate with them for a % of it, and after i get employed again ,get a personal loan to just pay them off.im in a position where i cant fight the arbitration in court. would they still negotiate? i would rather pay an honest bank than deal with them stealing my paycheck or coming to get my car. i dont want to deal with them im tired of this crap. they are still calling me.what can i do at this point? Link to comment Share on other sites More sharing options...
swirlgirl Posted September 25, 2008 Report Share Posted September 25, 2008 They're not going to come and get your car. You can try offering a settlement at anytime. They may or may not agree. Link to comment Share on other sites More sharing options...
astiman Posted September 28, 2008 Report Share Posted September 28, 2008 I don't understand...did you refuse arbitration initially?Just curious...that should have been the first step. Link to comment Share on other sites More sharing options...
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