mortgage fraud help please

[thadeues3]

I have a mortgage with fith third bank that started in aril they keep sending me late notices and hiting my fico with 120 day late hits. I have all these payments automatic whithdraw. and records of my transactions and pictures of the checks when they cleared my account. I have called 6 service people to be talked to like I am at fault now I want to take them to small claims court to repair my credit. how do I find out who to send the demand letter to? or talk to someone higher than a supervisor. thanks

[CreditFixCD]

Either you have your info confussed or you need to go here;

http://www.naca.net/

[swirlgirl]

Have you sent a written complaint to your lender? Sometimes the telephone reps can't help.

[LUEser]

Send them a Qualified Written Request under RESPA.

You can see it outlined here: http://debt-consolidation-credit-repair-service.com/forums/showthread.php?t=289853

Become familiar with section 2605

If you ask the right way, you should be able to get an entire accounting of your loan, when payments were received and when they posted them from this.

I'm in the process of doing this right now with Countrywide for the ladyfriend.

If your records contradict theirs, then you'll have a more solid backing for your case if you decide to pursue litigation. (Which I blatantly encourage).

[thadeues3]

thank you for all your help. I knewI could count on you. let you know how it turns out.