jq26

WaMU card is now JPMorgan Chase card

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Its official. WaMu cardholders are now JPMorgan Chase cardholders. I logged on tonight and received the new welcome message.

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Its official. WaMu cardholders are now JPMorgan Chase cardholders. I logged on tonight and received the new welcome message.

Jq, or anyone else with a Wamu card...

Is JP Morgan the one that is servicing the accounts, or is it still Providian? I would imagine that Providian would be the one getting dropped and hopefully all the bad paper.....

Hopefully Chase can forgive folks like me and not blacklist me like evil Wamu..... :evil:

Also, do you still have your FICO scores?

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I think it is al semantics really. When WaMu bought Providian, it became a WaMU card. WaMU serviced it. But it also had the Providian label in the top corner of the website. In fact, it still does.

Now JPMorgan Chase bought them all. I expect that they will be the servicer. And yes, as of today at least I still have my FICO. Who knows if that will last though.

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I think it is al semantics really. When WaMu bought Providian, it became a WaMU card. WaMU serviced it. But it also had the Providian label in the top corner of the website. In fact, it still does.

Now JPMorgan Chase bought them all. I expect that they will be the servicer. And yes, as of today at least I still have my FICO. Who knows if that will last though.

Well, I will try regardless sometime next year. If I get the same crap I got from Wamu, I will recon Chase to death. I was just treated very rude by a phone monkey supervisor who swore to me that Wamu would never extend me credit. That was the reason I didn't even bank with them (and I had filled out my direct deposit to my Wamu account)...

I in turn gave him the appropriate response and hung up. :mrgreen:

Look forward to seeing how this plays out.

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I think it is al semantics really. When WaMu bought Providian, it became a WaMU card. WaMU serviced it. But it also had the Providian label in the top corner of the website. In fact, it still does.

Now JPMorgan Chase bought them all. I expect that they will be the servicer. And yes, as of today at least I still have my FICO. Who knows if that will last though.

Are you referring to the WaMu cards site? It's down right now so I can't tell. Never noticed.

I am supposed to get my FICO through them very soon having had opened a CC account back in April. If such a feature is no longer available then no bank would offer it anymore. I wonder how many people who love it would be willing to close their accounts and go somewhere else out of spite.

Look forward to seeing how this plays out.

Me too.

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Oh no! Guess what I got when trying to log on just now?!:

We're Sorry

Online access is temporarily unavailable. Please try your request again later. We're sorry for the inconvenience. For immediate assistance, please call the number on the back of your credit card.

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My account works great...

wamu_header.jpg

WaMu customer deposits — including checking accounts, savings accounts and certificates of deposit — are now backed by the strength and security of JPMorgan Chase. JPMorgan Chase has more than $2 trillion in assets and is the largest depository bank in America.

Our combined company will offer superior banking convenience — over 5,400 branches and 14,000 ATMs in 23 states.

Here's what this change means for you:

What's different?

  • Your deposits at WaMu are now backed by the financial strength of Chase in addition to continuing to be insured by the FDIC.
  • If you bank at both WaMu and Chase, your deposits continue to be insured separately today just as they were yesterday, and generally will be for another six months. At that time, your deposits will be insured by the FDIC for up to $100,000 per depositor (with an additional $250,000 for self-directed retirement accounts), and will continue to be backed by the strength and security of JPMorgan Chase.
  • Learn more about the size and strength of our company.
  • Learn moreweblinking_bug_trans.gif about your FDIC coverage.

What stays the same?Continue to bank just as you usually do:

  • same account numbers,
  • same Washington Mutual name on your account,
  • same checks, debit cards, credit cards, deposit slips,
  • same online banking website and passwords,
  • same branches & ATMs,
  • same familiar bankers, and
  • same great service!

What will change?Soon

  • You'll be able to use over 9,300 Chase ATMs fee-free - jointly, that's 14,000 ATMs for your banking convenience!

In the future

  • You'll begin to see the Chase name on your statements, online, and on your credit cards as they reissue.
  • Your branch will be re-named Chase and you'll be re-issued new debit cards with the Chase name. Until then, bank as you do today.
  • As our systems merge, you'll be able to use any of the Chase branches nationwide. This won't take place this year, and we'll let you know well in advance of any changes.

We look forward to serving you, and to introducing new products, services, and convenience in the coming months.

Tell me more* about the change to JPMorgan Chase.

Visit WaMu online.

Frequently Asked Questions:

Q. What will happen to my account at WaMu? And to my branch?

A. It's business as usual. As of September 25, 2008, JPMorgan Chase has assumed the deposit and loan accounts, and all branches, of Washington Mutual. You can continue to access your accounts just the way you've accessed them in the past: use your same branch, same debit, credit and ATM cards, same checks.

Q. Is my money safe?

A. Yes; in addition to FDIC insurance, now you're assured your bank is backed by the strength and security of JPMorgan Chase. If you have money in both banks, your deposits have separate FDIC insurance for up to six months. Come see us and we can help you review your coverage.

Q. What if I have more than $100,000 at WaMu?

A. Your money is secure and now protected by the strength of Chase. Chase assumed all deposits of Washington Mutual.

Q. When can I bank at Chase branches in my area?

A. We'll be working hard to combine systems as quickly as possible so you can begin to enjoy expanded branch convenience in your area, and we expect system changes to begin late next year. We'll let you know in advance of any changes; in the meantime, simply continue to bank at WaMu branches as you do today.

Q. Do my direct deposit, automated payments and transfers remain the same?

A. Yes. These services all continue for you without interruption or action on your part.

Q. Where do I send my credit card and loan payments?

A. There is no change in how or where you make payments; payment instructions and addresses remain unchanged.

Q. I have a Chase credit card, car loan, and mortgage. Can I make payments at a WaMu branch now?

A. Not yet! We'll let you know when you can make Chase credit card, car loan, mortgage or other loan payments at WaMu branches, or vice versa.

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I sincerely doubt (in my area at least) Chase won't close Wamu branches. In my town and surrounding areas all of the metro-NYC area, there is HUGE overlap of Chase and Wamu branches. No way they're all going to be open indefinitely.

Expect to hear about layoffs and branch closings soon.

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Mine's working now, too. I guess they were just in the process of changing the website in various areas.

It's funny that Chase would not have anything to do with me, credit-wise, previously and I guess now they have no choice.

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Well is Chase better? I don't know much about them? Prime or subprime?

JP Morgan-Chase is the definition of prime....put it that way.

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JP Morgan-Chase is the definition of prime....put it that way.

Wow! Too bad my WaMu is a secured card. But at least I'll soon have a prime secured card. :lol:

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Wow! Too bad my WaMu is a secured card. But at least I'll soon have a prime secured card. :lol:

You'll be grandfathered into a Chase card. With Chase's secured product, it's 18 months and not 12, BUT like I said, you should be grandfathered into your original terms.

Might want to check with Chase to be sure though.

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...Yeah, it's going to be quite interesting to see what happens in the next six months when Chase changes the WaMu branches into Chase and so forth...

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...Yeah, it's going to be quite interesting to see what happens in the next six months when Chase changes the WaMu branches into Chase and so forth...

I remember living in Arizona When Chase bought Bank 1. Bank 1 Ball Park became Chase Field.

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...Yeah, it's going to be quite interesting to see what happens in the next six months when Chase changes the WaMu branches into Chase and so forth...

Hate to burst your bubble, but it will probably be pretty uneventful. Chase, and companies Chase have integration teams ready to go at a moment's notice to make this transition appear seamless to the customer.

You'll notice some upgrades within your online banking... that will take some getting used to... your transactions might be processed slightly differently (check your new rules/regulations and personal account agreements).

You may also notice some new people in your branch, and those will be specialists on assignment to teach the new banking software to the former WaMu employees.

Other than that, the only difference you'll notice is that the sign is a different color.

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Other than that, the only difference you'll notice is that the sign is a different color.

As I said, there is major overlap in the Metro-NYC area. I do not believe for a second that there will be 5 Chase banks in a 5 mile radius (8 tops) in certain parts of NJ. Just not going to happen.

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I don't do my banking at either place, but I have a WAMU Visa with a $3500 CL and a Chase VISA with a $1400 limit. Both are at a $0 balance at the moment. Think they might merge into one with a combined limit?

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I haven't been able to get into my wamu account. The web page keeps coming up with an error.

Same here, but I imagine that they're just Chasifying the website.

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Same here, but I imagine that they're just Chasifying the website.
WaMu Customers, welcome to JPMorgan Chase!

We're proud to welcome you to one of the nation's largest banks.

As of September 25, 2008, all WaMu customer deposits are now deposits of JPMorgan Chase, one of the strongest financial institutions in the world.

WaMu customer deposits — including checking accounts, savings accounts and certificates of deposit — remain insured by the FDIC and are now also backed by the strength and security of JPMorgan Chase. JPMorgan Chase has more than $2 trillion in assets and is America's #1 bank in deposits.

Our combined company will offer superior banking convenience — over 5,400 branches and 14,000 ATMs in 23 states.

I am able to still see my $1 deposited into Wamu.....but I got that message and then the same message JQ26 posted earlier.

The funny thing is, I'll probably stop getting those $100 offers to switch now...... :( The flip side is that they're only a couple blocks away, but BOA has SOOOOOO many ATMs. I never have to worry about ATM fees.....hmmmmm.....

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