mj11 Posted October 11, 2008 Report Share Posted October 11, 2008 Just curious how far back banks look on CR's. For example on EX I have a 719 score but have 4 old lates (4 years) and 1 CO (4 years also). Will they look at the 719 and call it good or will they look deep and say "yeah 719 but look at these lates from 2004." ? Is it worth trying to repair the old lates?Thanks! Link to comment Share on other sites More sharing options...
willingtocope Posted October 11, 2008 Report Share Posted October 11, 2008 If you're looking for a CC or auto loan, don't worry. Lates are not a problem.For a mortgage, its hard to tell. Some mortgage underwriters do look at history, but, your derogs a little ones and fairly old. You should be okay. Link to comment Share on other sites More sharing options...
DucknCover Posted October 12, 2008 Report Share Posted October 12, 2008 Read my post on "Sleeping Dogs" and let it be. Link to comment Share on other sites More sharing options...
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