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How far back do banks look on CR's?


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Just curious how far back banks look on CR's. For example on EX I have a 719 score but have 4 old lates (4 years) and 1 CO (4 years also). Will they look at the 719 and call it good or will they look deep and say "yeah 719 but look at these lates from 2004." ? Is it worth trying to repair the old lates?


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